| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Universal BankWest Covina | CA | $388.0M | $275.1M | +3.4% | -6.7% | 0.36% | 83.4% | 3.00% | 17.53% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Universal Bank.