| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The National Bank of MiddleburyMiddlebury | VT | $553.5M | $500.2M | -1.2% | -0.0% | 1.01% | 72.3% | 3.64% | 10.07% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The National Bank of Middlebury.