| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers and Merchants BankLakeland | GA | $862.0M | $784.7M | +12.8% | +7.4% | 1.63% | 48.1% | 4.79% | 9.55% |
| Commercial Banking CompanyValdosta | GA | $409.5M | $361.6M | +14.3% | +17.1% | 1.94% | 55.4% | 4.80% | 10.08% |
| The Citizens National Bank of QuitmanQuitman | GA | $133.7M | $119.0M | +2.1% | +7.4% | 1.58% | 52.1% | 4.40% | 11.66% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers and Merchants Bank.