| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens State BankHugoton | KS | $137.5M | $118.4M | +5.2% | -5.3% | 1.09% | 58.2% | 3.61% | 14.07% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens State Bank.