| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Happen Bank, National AssociationLehi | UT | $12.48B | $10.85B | +17.2% | +18.7% | 1.82% | 74.1% | 6.30% | 10.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Happen Bank, National Association.