| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Berkshire BankNew York | NY | $530.0M | $397.5M | -9.7% | -21.2% | 0.53% | 77.1% | 3.59% | 24.62% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Berkshire Bank.