Weststar Credit Union
Total assets
$274.1M
▲ +2.7% YoY
Shares & deposits
$251.1M
▲ +1.8% YoY
Loans
$162.1M
▲ +21.0% YoY
Members
19,256
▼ -3.2% YoY
ROA (annualized)
0.43%
peers 0.69%
ROE (annualized)
4.03%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | Weststar Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.7% | +3.9% | -1.2 pts |
| Share growth (YoY) | +1.8% | +3.3% | -1.5 pts |
| Loan growth (YoY) | +21.0% | +2.9% | +18.1 pts |
| ROA | 0.43% | 0.69% | -0.3 pts |
| ROE | 4.0% | 5.9% | -1.9 pts |
ROA ranks in the 32nd percentile of its peer group · Q1 2026
Profile
- Established
- 1975
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 2775 S Rainbow Blvd, Las Vegas, NV, 89146
- NCUA charter #
- 68227
- RSSD ID
- 984388
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $274.1M | $251.1M | $162.1M | $29.4M | $296K | 0.43% | 3.58% | 0.49% | 19,256 |
| Q4 2025 | $271.1M | $246.5M | $157.1M | $29.1M | $866K | 0.32% | 3.36% | 0.80% | 19,402 |
| Q3 2025 | $264.8M | $243.3M | $148.9M | $28.9M | $557K | 0.28% | 3.40% | 0.81% | 19,635 |
| Q2 2025 | $268.3M | $247.2M | $141.8M | $28.8M | $399K | 0.30% | 3.25% | 0.66% | 19,743 |
| Q1 2025 | $266.9M | $246.7M | $134.0M | $28.5M | $89K | 0.13% | 3.10% | 0.40% | 19,896 |
| Q4 2024 | $257.7M | $238.1M | $127.2M | $28.4M | $968K | 0.38% | 3.25% | 0.55% | 20,008 |
| Q3 2024 | $254.8M | $234.2M | $128.3M | $28.2M | $703K | 0.37% | 3.27% | 0.56% | 20,211 |
| Q2 2024 | $254.8M | $235.7M | $126.8M | $27.8M | $241K | 0.19% | 3.21% | 0.45% | 20,478 |
Loan mix (Q1 2026): real estate $82.9M · commercial $0 · consumer $78.3M · securities $78.6M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Weststar Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.43% | 0.69% | 32th | |
Return on equity Annualized net income ÷ equity or net worth | 4.0% | 5.9% | 33th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.58% | 3.62% | 48th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 84.2% | 78.7% | 69th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Weststar Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Weststar Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Weststar Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Weststar Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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