Great Basin Federal Credit Union
Total assets
$368.0M
▲ +6.4% YoY
Shares & deposits
$325.9M
▲ +5.9% YoY
Loans
$251.9M
▲ +8.1% YoY
Members
28,511
▲ +8.6% YoY
ROA (annualized)
0.70%
peers 0.69%
ROE (annualized)
6.61%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.4% | +3.9% | +2.5 pts |
| Share growth (YoY) | +5.9% | +3.3% | +2.6 pts |
| Loan growth (YoY) | +8.1% | +2.9% | +5.2 pts |
| ROA | 0.70% | 0.69% | +0.0 pts |
| ROE | 6.6% | 5.9% | +0.7 pts |
ROA ranks in the 51st percentile of its peer group · Q1 2026
Profile
- Established
- 1951
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 9770 S Virginia St, Reno, NV, 89511
- NCUA charter #
- 7063
- RSSD ID
- 455589
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $368.0M | $325.9M | $251.9M | $39.0M | $645K | 0.70% | 4.20% | 1.27% | 28,511 |
| Q4 2025 | $354.3M | $314.1M | $245.7M | $38.5M | $3.6M | 1.01% | 4.23% | 0.88% | 27,825 |
| Q3 2025 | $351.0M | $311.6M | $238.6M | $37.7M | $2.8M | 1.07% | 4.17% | 1.39% | 27,223 |
| Q2 2025 | $350.4M | $311.1M | $236.4M | $37.3M | $2.4M | 1.35% | 4.09% | 1.25% | 26,687 |
| Q1 2025 | $346.0M | $307.7M | $233.1M | $36.3M | $1.4M | 1.62% | 4.00% | 1.20% | 26,250 |
| Q4 2024 | $339.8M | $302.8M | $232.5M | $35.0M | $3.4M | 1.01% | 3.79% | 0.60% | 25,879 |
| Q3 2024 | $321.5M | $284.3M | $228.9M | $34.8M | $3.3M | 1.36% | 3.90% | 0.51% | 25,542 |
| Q2 2024 | $313.0M | $275.1M | $215.5M | $34.4M | $2.8M | 1.81% | 3.84% | 0.47% | 25,027 |
Loan mix (Q1 2026): real estate $62.2M · commercial $4.4M · consumer $178.7M · securities $25.5M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.70% | 0.69% | 51th | |
Return on equity Annualized net income ÷ equity or net worth | 6.6% | 5.9% | 56th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.20% | 3.62% | 82th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 64.7% | 78.7% | 14th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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