Triboro Postal Federal Credit Union
Total assets
$89.8M
▼ -5.0% YoY
Shares & deposits
$76.9M
▼ -8.1% YoY
Loans
$10.3M
▼ -12.5% YoY
Members
3,785
▼ -2.4% YoY
ROA (annualized)
-0.57%
peers 0.60%
ROE (annualized)
-3.02%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -5.0% | +1.3% | -6.3 pts |
| Share growth (YoY) | -8.1% | +0.7% | -8.8 pts |
| Loan growth (YoY) | -12.5% | -2.4% | -10.1 pts |
| ROA | -0.57% | 0.60% | -1.2 pts |
| ROE | -3.0% | 4.1% | -7.1 pts |
ROA ranks in the 12th percentile of its peer group · Q1 2026
Profile
- Established
- 1935
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 4
- Address
- 14202 20Th Ave, P.O. Box 520487, Flushing, NY, 11352
- NCUA charter #
- 119
- RSSD ID
- 7278
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $89.8M | $76.9M | $10.3M | $17.1M | $-129K | -0.57% | 0.91% | 0.95% | 3,785 |
| Q4 2025 | $90.7M | $78.9M | $10.8M | $17.2M | $-697K | -0.77% | 0.76% | 6.64% | 3,752 |
| Q3 2025 | $91.6M | $79.9M | $10.9M | $17.2M | $-702K | -1.02% | 0.48% | 1.20% | 3,739 |
| Q2 2025 | $93.2M | $82.4M | $11.5M | $17.5M | $-392K | -0.84% | 0.36% | 0.94% | 3,877 |
| Q1 2025 | $94.6M | $83.7M | $11.8M | $17.8M | $-103K | -0.43% | 0.27% | 0.69% | 3,878 |
| Q4 2024 | $95.9M | $82.9M | $13.1M | $18.2M | $-1.4M | -1.43% | 0.33% | 5.55% | 3,819 |
| Q3 2024 | $97.6M | $82.1M | $13.1M | $22.9M | $-530K | -0.72% | 0.32% | 1.94% | 3,833 |
| Q2 2024 | $95.5M | $83.4M | $13.5M | $18.8M | $-384K | -0.80% | 0.19% | 1.71% | 3,857 |
Loan mix (Q1 2026): real estate $7.9M · commercial $0 · consumer $2.4M · securities $70.7M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.57% | 0.60% | 12th | |
Return on equity Annualized net income ÷ equity or net worth | -3.0% | 4.1% | 13th | |
Net interest margin Interest income − interest expense, ÷ assets | 0.91% | 3.83% | 1th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 178.3% | 81.5% | 98th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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