CharterBench

Sikorsky Financial Credit Union

Credit UnionFISCUStratford, CT·Est. 1948·NCUA #68453Compare ⇄
Total assets
$1.44B
+7.1% YoY
Shares & deposits
$1.24B
+6.3% YoY
Loans
$1.02B
+7.5% YoY
Members
67,020
+1.3% YoY
ROA (annualized)
1.35%
peers 0.71%
ROE (annualized)
10.65%
peers 6.28%

Peer comparison 450 credit unions with 1B-10B in assets

MetricThis credit unionPeer medianΔ
Asset growth (YoY)+7.1%+5.1%+1.9 pts
Share growth (YoY)+6.3%+4.9%+1.5 pts
Loan growth (YoY)+7.5%+5.4%+2.0 pts
ROA1.35%0.71%+0.6 pts
ROE10.7%6.3%+4.4 pts

ROA ranks in the 88th percentile of its peer group · Q1 2026

Profile

Established
1948
Charter
FISCU
Primary regulator
NCUA
NCUA peer group
Peer group 6
Address
1000 Oronoque Lane, Stratford, CT, 06614
NCUA charter #
68453
RSSD ID
766874
Latest call report
Q1 2026

Total assets last 8 quarters

Q2 2024 → Q1 2026

Members last 8 quarters

Q2 2024 → Q1 2026

Quarterly financials NCUA 5300 call report

QuarterAssetsSharesLoansNet worthNet income YTDROANIMDelinquencyMembers
Q1 2026$1.44B$1.24B$1.02B$182.4M$4.9M1.35%3.17%0.11%67,020
Q4 2025$1.40B$1.21B$1.02B$177.5M$19.9M1.42%3.11%0.20%67,819
Q3 2025$1.34B$1.16B$1.03B$170.8M$13.2M1.31%3.22%0.18%67,405
Q2 2025$1.35B$1.17B$977.3M$165.9M$8.3M1.22%3.12%0.12%66,863
Q1 2025$1.34B$1.17B$949.4M$161.1M$3.5M1.04%3.00%0.14%66,165
Q4 2024$1.31B$1.14B$945.2M$157.6M$12.7M0.97%2.83%0.13%66,827
Q3 2024$1.28B$1.11B$932.2M$154.3M$9.4M0.98%2.84%0.15%66,557
Q2 2024$1.29B$1.13B$905.0M$150.9M$6.0M0.94%2.77%0.13%66,158

Loan mix (Q1 2026): real estate $785.7M · commercial $71.2M · consumer $161.7M · securities $191.8M

Ratio pack Q1 2026 · peer medians from 450 institutions

Profitability
RatioValueTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.35%Q2 2024 → Q1 20260.71%
88th
Return on equity
Annualized net income ÷ equity or net worth
10.7%Q2 2024 → Q1 20266.3%
84th
Net interest margin
Interest income − interest expense, ÷ assets
3.17%Q2 2024 → Q1 20263.32%
41th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
61.6%Q1 2025 → Q1 202673.0%
13th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioValueTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioValueTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioValueTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioValueTrend (8q)Peer medianPeer percentile
Loans per member
Member borrowing depth
00.0%
00.0%
Deposits per member
Member relationship depth
00.0%
00.0%
12 more ratios, with trends and peer percentiles.

The full ratio pack is part of CharterBench Pro.

See Pro plan →

Similar credit unions

Selling to Sikorsky Financial Credit Union?

Peer lists, growth filters, CSV export, CRM push.

See Pro plan →