Purdue Federal Credit Union
Total assets
$2.15B
▲ +3.5% YoY
Shares & deposits
$1.84B
▲ +3.0% YoY
Loans
$1.51B
▲ +2.8% YoY
Members
111,816
▲ +3.3% YoY
ROA (annualized)
0.66%
peers 0.71%
ROE (annualized)
6.23%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.5% | +5.1% | -1.6 pts |
| Share growth (YoY) | +3.0% | +4.9% | -1.9 pts |
| Loan growth (YoY) | +2.8% | +5.4% | -2.6 pts |
| ROA | 0.66% | 0.71% | -0.0 pts |
| ROE | 6.2% | 6.3% | -0.1 pts |
ROA ranks in the 47th percentile of its peer group · Q1 2026
Profile
- Established
- 1969
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 1551 Win Hentschel Blvd, West Lafayette, IN, 47906
- NCUA charter #
- 19307
- RSSD ID
- 175980
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.15B | $1.84B | $1.51B | $229.1M | $3.6M | 0.66% | 3.22% | 0.13% | 111,816 |
| Q4 2025 | $2.10B | $1.80B | $1.52B | $225.5M | $17.5M | 0.84% | 3.01% | 0.17% | 111,039 |
| Q3 2025 | $2.06B | $1.77B | $1.49B | $222.7M | $13.0M | 0.84% | 3.02% | 0.14% | 110,680 |
| Q2 2025 | $2.05B | $1.77B | $1.48B | $216.4M | $6.7M | 0.66% | 2.98% | 0.12% | 109,898 |
| Q1 2025 | $2.07B | $1.78B | $1.47B | $212.1M | $2.4M | 0.45% | 2.91% | 0.14% | 108,281 |
| Q4 2024 | $1.99B | $1.71B | $1.48B | $209.7M | $12.1M | 0.61% | 2.81% | 0.15% | 107,668 |
| Q3 2024 | $1.94B | $1.66B | $1.47B | $208.1M | $8.6M | 0.59% | 2.84% | 0.17% | 107,559 |
| Q2 2024 | $1.92B | $1.64B | $1.45B | $205.7M | $6.3M | 0.65% | 2.85% | 0.15% | 105,665 |
Loan mix (Q1 2026): real estate $854.3M · commercial $476.7M · consumer $171.6M · securities $439.4M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.66% | 0.71% | 47th | |
Return on equity Annualized net income ÷ equity or net worth | 6.2% | 6.3% | 49th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.22% | 3.32% | 42th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 79.9% | 73.0% | 76th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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