Priority Credit Union
Total assets
$56.1M
▼ -3.1% YoY
Shares & deposits
$52.5M
▼ -0.5% YoY
Loans
$45.4M
▲ +1.4% YoY
Members
4,456
▼ -8.8% YoY
ROA (annualized)
0.27%
peers 0.60%
ROE (annualized)
3.10%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | Priority Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -3.1% | +1.3% | -4.4 pts |
| Share growth (YoY) | -0.5% | +0.7% | -1.2 pts |
| Loan growth (YoY) | +1.4% | -2.4% | +3.8 pts |
| ROA | 0.27% | 0.60% | -0.3 pts |
| ROE | 3.1% | 4.1% | -1.0 pts |
ROA ranks in the 33rd percentile of its peer group · Q1 2026
Profile
- Established
- 1930
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 4
- Address
- 301 East Michigan Street, Orlando, FL, 32806
- NCUA charter #
- 67319
- RSSD ID
- 837297
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $56.1M | $52.5M | $45.4M | $4.8M | $37K | 0.27% | 5.29% | 2.64% | 4,456 |
| Q4 2025 | $56.1M | $51.7M | $45.5M | $4.8M | $-906K | -1.61% | 5.06% | 3.66% | 4,504 |
| Q3 2025 | $56.2M | $52.3M | $44.3M | $5.1M | $-624K | -1.48% | 5.02% | 2.96% | 4,578 |
| Q2 2025 | $56.4M | $52.2M | $43.8M | $5.1M | $-611K | -2.16% | 5.07% | 2.15% | 4,616 |
| Q1 2025 | $57.9M | $52.7M | $44.7M | $5.6M | $-43K | -0.30% | 4.95% | 1.63% | 4,886 |
| Q4 2024 | $57.4M | $51.0M | $45.7M | $5.7M | $-275K | -0.48% | 4.60% | 0.69% | 4,886 |
| Q3 2024 | $59.1M | $53.8M | $47.1M | $6.0M | $35K | 0.08% | 4.49% | 0.49% | 5,078 |
| Q2 2024 | $59.7M | $54.5M | $47.8M | $6.0M | $22K | 0.07% | 4.48% | 0.48% | 5,078 |
Loan mix (Q1 2026): real estate $16.1M · commercial $3.9M · consumer $24.8M · securities $6.4M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Priority Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.27% | 0.60% | 33th | |
Return on equity Annualized net income ÷ equity or net worth | 3.1% | 4.1% | 43th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.29% | 3.83% | 92th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 92.0% | 81.5% | 73th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Priority Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Priority Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Priority Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Priority Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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