Meadowland Credit Union
Total assets
$35.6M
▲ +0.2% YoY
Shares & deposits
$32.7M
▼ -0.2% YoY
Loans
$28.8M
▼ -0.9% YoY
Members
2,643
▼ -0.6% YoY
ROA (annualized)
0.26%
peers 0.60%
ROE (annualized)
3.23%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.2% | +1.3% | -1.1 pts |
| Share growth (YoY) | -0.2% | +0.7% | -0.8 pts |
| Loan growth (YoY) | -0.9% | -2.4% | +1.4 pts |
| ROA | 0.26% | 0.60% | -0.3 pts |
| ROE | 3.2% | 4.1% | -0.9 pts |
ROA ranks in the 33rd percentile of its peer group · Q1 2026
Profile
- Established
- 1957
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 3
- Address
- Po Box 133, Sheboygan Falls, WI, 53085
- NCUA charter #
- 66618
- RSSD ID
- 957092
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $35.6M | $32.7M | $28.8M | $2.9M | $23K | 0.26% | 3.61% | 0.77% | 2,643 |
| Q4 2025 | $34.4M | $31.4M | $29.3M | $2.9M | $37K | 0.11% | 3.81% | 0.85% | 2,650 |
| Q3 2025 | $34.3M | $31.4M | $28.7M | $2.8M | $4K | 0.02% | 3.79% | 0.76% | 2,646 |
| Q2 2025 | $35.1M | $32.2M | $28.7M | $2.8M | $-30K | -0.17% | 3.67% | 0.42% | 2,643 |
| Q1 2025 | $35.6M | $32.7M | $29.0M | $2.8M | $-62K | -0.70% | 3.57% | 0.29% | 2,659 |
| Q4 2024 | $34.3M | $31.5M | $28.8M | $2.8M | $160K | 0.47% | 3.63% | 0.19% | 2,670 |
| Q3 2024 | $33.4M | $30.2M | $28.5M | $2.8M | $150K | 0.60% | 3.66% | 0.20% | 2,670 |
| Q2 2024 | $34.8M | $31.9M | $27.8M | $2.8M | $171K | 0.98% | 3.48% | 0.15% | 2,643 |
Loan mix (Q1 2026): real estate $18.9M · commercial $0 · consumer $9.2M · securities $2.9M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Meadowland Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.26% | 0.60% | 33th | |
Return on equity Annualized net income ÷ equity or net worth | 3.2% | 4.1% | 44th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.61% | 3.83% | 41th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 90.3% | 81.5% | 70th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Meadowland Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Meadowland Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Meadowland Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Meadowland Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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