Mazuma Credit Union
Total assets
$1.06B
▲ +2.7% YoY
Shares & deposits
$872.5M
▲ +2.9% YoY
Loans
$782.0M
▲ +8.9% YoY
Members
75,471
▲ +3.1% YoY
ROA (annualized)
0.65%
peers 0.71%
ROE (annualized)
6.25%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | Mazuma Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.7% | +5.1% | -2.5 pts |
| Share growth (YoY) | +2.9% | +4.9% | -1.9 pts |
| Loan growth (YoY) | +8.9% | +5.4% | +3.5 pts |
| ROA | 0.65% | 0.71% | -0.1 pts |
| ROE | 6.2% | 6.3% | -0.0 pts |
ROA ranks in the 45th percentile of its peer group · Q1 2026
Profile
- Established
- 1948
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 7260 W 135Th St, Overland Park, KS, 66223
- NCUA charter #
- 64084
- RSSD ID
- 371791
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.06B | $872.5M | $782.0M | $110.1M | $1.7M | 0.65% | 3.82% | 1.37% | 75,471 |
| Q4 2025 | $1.05B | $860.5M | $780.2M | $110.4M | $5.9M | 0.56% | 4.02% | 1.83% | 75,598 |
| Q3 2025 | $1.03B | $841.5M | $768.8M | $110.6M | $5.0M | 0.64% | 4.06% | 1.56% | 73,698 |
| Q2 2025 | $1.02B | $850.0M | $767.1M | $107.7M | $2.1M | 0.42% | 3.99% | 1.75% | 73,934 |
| Q1 2025 | $1.03B | $847.9M | $717.7M | $105.5M | $-115K | -0.04% | 3.49% | 1.83% | 73,180 |
| Q4 2024 | $984.7M | $809.8M | $731.4M | $105.6M | $2.7M | 0.27% | 3.82% | 1.94% | 73,180 |
| Q3 2024 | $989.2M | $809.8M | $734.8M | $107.9M | $3.8M | 0.51% | 3.75% | 1.82% | 73,275 |
| Q2 2024 | $1.03B | $815.4M | $726.1M | $105.4M | $1.4M | 0.26% | 3.55% | 1.53% | 73,232 |
Loan mix (Q1 2026): real estate $280.8M · commercial $60.5M · consumer $401.5M · securities $122.0M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Mazuma Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.65% | 0.71% | 45th | |
Return on equity Annualized net income ÷ equity or net worth | 6.2% | 6.3% | 49th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.82% | 3.32% | 82th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 76.8% | 73.0% | 65th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Mazuma Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Mazuma Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Mazuma Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Mazuma Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
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