Los Angeles Federal Credit Union
Total assets
$1.28B
▲ +0.1% YoY
Shares & deposits
$1.15B
▲ +3.7% YoY
Loans
$881.2M
▲ +1.0% YoY
Members
74,996
▼ -1.1% YoY
ROA (annualized)
0.57%
peers 0.71%
ROE (annualized)
4.99%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.1% | +5.1% | -5.0 pts |
| Share growth (YoY) | +3.7% | +4.9% | -1.1 pts |
| Loan growth (YoY) | +1.0% | +5.4% | -4.5 pts |
| ROA | 0.57% | 0.71% | -0.1 pts |
| ROE | 5.0% | 6.3% | -1.3 pts |
ROA ranks in the 38th percentile of its peer group · Q1 2026
Profile
- Established
- 1936
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 300 S Glendale Avenue, Glendale, CA, 91205
- NCUA charter #
- 1207
- RSSD ID
- 227272
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.28B | $1.15B | $881.2M | $145.1M | $1.8M | 0.57% | 3.83% | 0.58% | 74,996 |
| Q4 2025 | $1.26B | $1.12B | $897.1M | $143.3M | $6.2M | 0.49% | 3.68% | 0.71% | 74,139 |
| Q3 2025 | $1.27B | $1.13B | $882.4M | $141.4M | $4.3M | 0.45% | 3.49% | 0.63% | 75,746 |
| Q2 2025 | $1.27B | $1.11B | $884.2M | $139.0M | $1.9M | 0.30% | 3.40% | 0.68% | 75,502 |
| Q1 2025 | $1.28B | $1.10B | $872.6M | $139.5M | $889K | 0.28% | 3.28% | 0.56% | 75,851 |
| Q4 2024 | $1.28B | $1.08B | $884.8M | $141.5M | $-2.6M | -0.20% | 3.06% | 0.72% | 75,594 |
| Q3 2024 | $1.32B | $1.07B | $885.4M | $143.6M | $-485K | -0.05% | 2.92% | 0.62% | 76,517 |
| Q2 2024 | $1.30B | $1.08B | $890.9M | $143.6M | $-438K | -0.07% | 2.89% | 0.58% | 75,994 |
Loan mix (Q1 2026): real estate $442.5M · commercial $22.3M · consumer $238.0M · securities $251.8M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.57% | 0.71% | 38th | |
Return on equity Annualized net income ÷ equity or net worth | 5.0% | 6.3% | 34th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.83% | 3.32% | 83th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 72.5% | 73.0% | 49th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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