Firefighters First Federal Credit Union
Total assets
$2.47B
▲ +8.1% YoY
Shares & deposits
$2.22B
▲ +8.1% YoY
Loans
$2.04B
▲ +11.4% YoY
Members
77,213
▲ +8.9% YoY
ROA (annualized)
0.43%
peers 0.71%
ROE (annualized)
4.75%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +8.1% | +5.1% | +3.0 pts |
| Share growth (YoY) | +8.1% | +4.9% | +3.2 pts |
| Loan growth (YoY) | +11.4% | +5.4% | +6.0 pts |
| ROA | 0.43% | 0.71% | -0.3 pts |
| ROE | 4.8% | 6.3% | -1.5 pts |
ROA ranks in the 25th percentile of its peer group · Q1 2026
Profile
- Established
- 1935
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- Po Box 60890, Los Angeles, CA, 90060
- NCUA charter #
- 24877
- RSSD ID
- 475895
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.47B | $2.22B | $2.04B | $223.1M | $2.7M | 0.43% | 2.88% | 0.10% | 77,213 |
| Q4 2025 | $2.41B | $2.16B | $2.00B | $221.3M | $14.7M | 0.61% | 2.52% | 0.17% | 75,498 |
| Q3 2025 | $2.41B | $2.16B | $1.95B | $220.2M | $13.6M | 0.75% | 2.67% | 0.18% | 74,209 |
| Q2 2025 | $2.33B | $2.09B | $1.89B | $214.6M | $8.0M | 0.68% | 2.68% | 0.29% | 72,229 |
| Q1 2025 | $2.29B | $2.06B | $1.83B | $209.3M | $2.7M | 0.47% | 2.66% | 0.07% | 70,925 |
| Q4 2024 | $2.21B | $1.98B | $1.80B | $207.5M | $14.8M | 0.67% | 2.44% | 0.11% | 69,319 |
| Q3 2024 | $2.19B | $1.91B | $1.75B | $207.1M | $14.4M | 0.88% | 2.54% | 0.09% | 68,125 |
| Q2 2024 | $2.18B | $1.90B | $1.73B | $201.8M | $9.1M | 0.84% | 2.50% | 0.20% | 66,589 |
Loan mix (Q1 2026): real estate $1.19B · commercial $249.1M · consumer $514.4M · securities $95.1M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.43% | 0.71% | 25th | |
Return on equity Annualized net income ÷ equity or net worth | 4.8% | 6.3% | 31th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.88% | 3.32% | 21th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 85.1% | 73.0% | 90th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Altura Federal Credit UnionRiverside, CA · $2.67B
- Partners Federal Credit UnionBurbank, CA · $2.80B
- Arrowhead Federal Credit UnionRancho Cucamong, CA · $2.91B
- F & A Federal Credit UnionMonterey Park, CA · $3.06B
- Orange County's Federal Credit UnionSanta Ana, CA · $3.07B
- Premier America Credit UnionChatsworth, CA · $3.31B
Selling to Firefighters First Federal Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.