K.U.M.C. Credit Union

Credit UnionFISCUShawnee, KS·Est. 1954·NCUA #62702Compare ⇄▤ Account brief

Total assets

$31.2M

▲ +7.4% YoY

Shares & deposits

$26.8M

▲ +6.2% YoY

Loans

$10.2M

▼ -8.4% YoY

Members

2,013

▼ -4.7% YoY

ROA (annualized)

1.70%

peers 0.60%

ROE (annualized)

12.71%

peers 4.10%

Peer comparison 2,508 credit unions with <100M in assets

Metric	K.U.M.C. Credit Union	Peer median	Δ
Asset growth (YoY)	+7.4%	+1.3%	+6.1 pts
Share growth (YoY)	+6.2%	+0.7%	+5.5 pts
Loan growth (YoY)	-8.4%	-2.4%	-6.1 pts
ROA	1.70%	0.60%	+1.1 pts
ROE	12.7%	4.1%	+8.6 pts

ROA ranks in the 89th percentile of its peer group · Q1 2026

Profile

Established: 1954
Charter: FISCU
Primary regulator: NCUA
NCUA peer group: Peer group 3
Address: 12510 W 62Nd Ter Ste 104, Shawnee, KS, 66216
NCUA charter #: 62702
RSSD ID: 929491
Latest call report: Q1 2026

Total assets last 8 quarters

Members last 8 quarters

Quarterly financials NCUA 5300 call report

Quarter	Assets	Shares	Loans	Net worth	Net income YTD	ROA	NIM	Delinquency	Members
Q1 2026	$31.2M	$26.8M	$10.2M	$4.2M	$133K	1.70%	4.03%	0.04%	2,013
Q4 2025	$29.8M	$25.6M	$10.4M	$4.0M	$595K	2.00%	4.20%	0.09%	2,066
Q3 2025	$29.1M	$25.1M	$10.5M	$3.9M	$456K	2.09%	4.26%	0.03%	2,085
Q2 2025	$28.9M	$25.0M	$10.7M	$3.8M	$308K	2.13%	4.26%	0.16%	2,108
Q1 2025	$29.0M	$25.3M	$11.1M	$3.6M	$161K	2.21%	4.17%	0.15%	2,113
Q4 2024	$27.8M	$24.2M	$11.4M	$3.5M	$482K	1.74%	4.24%	0.04%	2,132
Q3 2024	$28.7M	$25.3M	$11.7M	$3.3M	$338K	1.57%	3.98%	0.14%	2,165
Q2 2024	$28.6M	$25.3M	$12.0M	$3.2M	$225K	1.58%	3.87%	0.05%

Signals what changed in the call reports

Members down·Members -4.7% YoY (2%+ decline) — Losing members — growth and digital experience are top of mindLoans down·Loans -8.4% YoY — Shrinking book — origination and marketing are on the agendaEfficiency worsening·Efficiency ratio 65.3%, worse 3 quarters running — Cost pressure — automation pitches resonate, discretionary spend does not

Earlier quarters (7)

Members -3.1% YoY (2%+ decline)Q4 2025
Loans -9.4% YoYQ4 2025
Efficiency ratio 61.7%, worse 3 quarters runningQ4 2025
Members -3.7% YoY (2%+ decline)Q3 2025
Loans -9.7% YoYQ3 2025
Members -3.2% YoY (2%+ decline)Q2 2025
Loans -10.9% YoYQ2 2025

Ratio pack Q1 2026 · peer medians from 2508 institutions

Profitability

Ratio	K.U.M.C. Credit Union	Peer median	Peer percentile
Return on assets Annualized net income ÷ assets	1.70%	0.60%	89th
Return on equity Annualized net income ÷ equity or net worth	12.7%	4.1%	93th
Net interest margin Interest income − interest expense, ÷ assets	4.03%	3.83%

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Ratio	K.U.M.C. Credit Union	Peer median
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand	00.0%	00.0%
Loans-to-assets How much of the balance sheet is lent out	00.0%	00.0%
Securities-to-assets Investment portfolio as a share of assets	00.0%	00.0%
Cash-to-assets On-balance-sheet liquidity	00.0%	00.0%

Ratio	K.U.M.C. Credit Union	Peer median
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans	00.0%	00.0%
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans	00.0%	00.0%
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300%	00.0%	00.0%

Ratio	K.U.M.C. Credit Union	Trend (8q)	Peer median	Peer percentile
Loans per member Member borrowing depth	00.0%		00.0%
Deposits per member Member relationship depth	00.0%		00.0%