Honda Federal Credit Union
Total assets
$1.20B
▲ +0.6% YoY
Shares & deposits
$1.04B
▼ -0.7% YoY
Loans
$918.0M
▲ +2.8% YoY
Members
60,566
▼ -2.4% YoY
ROA (annualized)
0.51%
peers 0.71%
ROE (annualized)
5.59%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.6% | +5.1% | -4.5 pts |
| Share growth (YoY) | -0.7% | +4.9% | -5.6 pts |
| Loan growth (YoY) | +2.8% | +5.4% | -2.7 pts |
| ROA | 0.51% | 0.71% | -0.2 pts |
| ROE | 5.6% | 6.3% | -0.7 pts |
ROA ranks in the 31st percentile of its peer group · Q1 2026
Profile
- Established
- 1966
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 19701 Hamilton Ave Ste 130, Torrance, CA, 90502
- NCUA charter #
- 17623
- RSSD ID
- 453286
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.20B | $1.04B | $918.0M | $110.2M | $1.5M | 0.51% | 3.40% | 0.34% | 60,566 |
| Q4 2025 | $1.17B | $1.02B | $922.4M | $108.7M | $4.9M | 0.42% | 3.25% | 0.42% | 60,912 |
| Q3 2025 | $1.18B | $1.03B | $899.1M | $108.4M | $4.7M | 0.53% | 3.13% | 0.34% | 60,930 |
| Q2 2025 | $1.18B | $1.03B | $893.2M | $107.6M | $3.9M | 0.65% | 3.04% | 0.31% | 61,663 |
| Q1 2025 | $1.20B | $1.05B | $893.3M | $106.8M | $3.0M | 1.00% | 2.76% | 0.32% | 62,083 |
| Q4 2024 | $1.18B | $1.03B | $908.8M | $103.8M | $48K | 0.00% | 2.86% | 0.43% | 62,555 |
| Q3 2024 | $1.18B | $1.04B | $899.5M | $103.3M | $-394K | -0.04% | 2.77% | 0.34% | 62,932 |
| Q2 2024 | $1.16B | $1.02B | $919.4M | $103.1M | $-569K | -0.10% | 2.82% | 0.31% | 64,322 |
Loan mix (Q1 2026): real estate $555.3M · commercial $0 · consumer $334.6M · securities $76.7M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.51% | 0.71% | 31th | |
Return on equity Annualized net income ÷ equity or net worth | 5.6% | 6.3% | 41th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.40% | 3.32% | 55th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 87.3% | 73.0% | 93th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Firefighters First Federal Credit UnionLos Angeles, CA · $2.47B
- Altura Federal Credit UnionRiverside, CA · $2.67B
- Partners Federal Credit UnionBurbank, CA · $2.80B
- Arrowhead Federal Credit UnionRancho Cucamong, CA · $2.91B
- F & A Federal Credit UnionMonterey Park, CA · $3.06B
- Orange County's Federal Credit UnionSanta Ana, CA · $3.07B
Selling to Honda Federal Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.