Financial Partners Credit Union
Total assets
$2.25B
▼ -1.0% YoY
Shares & deposits
$1.79B
▼ -5.4% YoY
Loans
$1.65B
▼ -3.4% YoY
Members
93,670
▲ +0.1% YoY
ROA (annualized)
0.75%
peers 0.71%
ROE (annualized)
8.29%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.0% | +5.1% | -6.1 pts |
| Share growth (YoY) | -5.4% | +4.9% | -10.2 pts |
| Loan growth (YoY) | -3.4% | +5.4% | -8.8 pts |
| ROA | 0.75% | 0.71% | +0.0 pts |
| ROE | 8.3% | 6.3% | +2.0 pts |
ROA ranks in the 54th percentile of its peer group · Q1 2026
Profile
- Established
- 1937
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 7800 Imperial Hwy, Downey, CA, 90242
- NCUA charter #
- 68457
- RSSD ID
- 1013379
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.25B | $1.79B | $1.65B | $202.9M | $4.2M | 0.75% | 2.66% | 0.82% | 93,670 |
| Q4 2025 | $2.24B | $1.77B | $1.67B | $198.7M | $6.0M | 0.27% | 2.53% | 0.67% | 93,716 |
| Q3 2025 | $2.22B | $1.76B | $1.66B | $200.4M | $3.8M | 0.23% | 2.53% | 0.26% | 93,682 |
| Q2 2025 | $2.26B | $1.79B | $1.75B | $197.6M | $1.0M | 0.09% | 2.34% | 0.24% | 93,329 |
| Q1 2025 | $2.27B | $1.89B | $1.70B | $197.0M | $449K | 0.08% | 2.19% | 0.31% | 93,550 |
| Q4 2024 | $2.24B | $1.94B | $1.71B | $196.6M | $3.3M | 0.15% | 2.15% | 0.39% | 93,247 |
| Q3 2024 | $2.24B | $1.95B | $1.76B | $200.2M | $2.9M | 0.17% | 2.13% | 0.52% | 93,053 |
| Q2 2024 | $2.23B | $1.84B | $1.80B | $199.9M | $2.6M | 0.23% | 2.15% | 0.33% | 92,010 |
Loan mix (Q1 2026): real estate $1.04B · commercial $353.7M · consumer $240.7M · securities $282.1M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.75% | 0.71% | 54th | |
Return on equity Annualized net income ÷ equity or net worth | 8.3% | 6.3% | 69th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.66% | 3.32% | 14th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.8% | 73.0% | 56th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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