Dominion Energy Credit Union
Total assets
$353.9M
▼ -0.7% YoY
Shares & deposits
$287.8M
▲ +0.5% YoY
Loans
$164.7M
▼ -4.8% YoY
Members
20,744
▼ -1.2% YoY
ROA (annualized)
0.71%
peers 0.69%
ROE (annualized)
5.28%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -0.7% | +3.9% | -4.6 pts |
| Share growth (YoY) | +0.5% | +3.3% | -2.8 pts |
| Loan growth (YoY) | -4.8% | +2.9% | -7.7 pts |
| ROA | 0.71% | 0.69% | +0.0 pts |
| ROE | 5.3% | 5.9% | -0.7 pts |
ROA ranks in the 51st percentile of its peer group · Q1 2026
Profile
- Established
- 1940
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 1100 Boulders Pkwy Ste 601, North Chesterfi, VA, 23225
- NCUA charter #
- 66973
- RSSD ID
- 244998
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $353.9M | $287.8M | $164.7M | $47.7M | $629K | 0.71% | 2.72% | 0.44% | 20,744 |
| Q4 2025 | $336.6M | $270.8M | $170.3M | $47.1M | $1.5M | 0.44% | 2.59% | 0.72% | 20,670 |
| Q3 2025 | $340.2M | $275.5M | $172.2M | $46.9M | $1.1M | 0.45% | 2.50% | 0.81% | 21,014 |
| Q2 2025 | $342.0M | $279.3M | $173.8M | $46.4M | $625K | 0.37% | 2.43% | 0.75% | 21,038 |
| Q1 2025 | $356.5M | $286.5M | $173.0M | $46.1M | $356K | 0.40% | 2.27% | 0.48% | 21,005 |
| Q4 2024 | $344.6M | $276.0M | $176.4M | $46.0M | $618K | 0.18% | 1.97% | 0.44% | 21,045 |
| Q3 2024 | $347.5M | $278.8M | $181.2M | $46.1M | $529K | 0.20% | 1.89% | 0.43% | 21,222 |
| Q2 2024 | $349.9M | $284.5M | $183.5M | $45.9M | $310K | 0.18% | 1.84% | 0.32% | 21,245 |
Loan mix (Q1 2026): real estate $97.3M · commercial $0 · consumer $64.7M · securities $132.3M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.71% | 0.69% | 51th | |
Return on equity Annualized net income ÷ equity or net worth | 5.3% | 5.9% | 44th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.72% | 3.62% | 7th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.5% | 78.7% | 35th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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