Del-One Federal Credit Union
Total assets
$984.4M
▲ +35.8% YoY
Shares & deposits
$861.0M
▲ +42.0% YoY
Loans
$697.3M
▲ +20.1% YoY
Members
92,957
▲ +5.6% YoY
ROA (annualized)
0.87%
peers 0.62%
ROE (annualized)
8.16%
peers 5.92%
Peer comparison 284 credit unions with 500M-1B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +35.8% | +4.8% | +31.1 pts |
| Share growth (YoY) | +42.0% | +4.3% | +37.7 pts |
| Loan growth (YoY) | +20.1% | +4.3% | +15.8 pts |
| ROA | 0.87% | 0.62% | +0.3 pts |
| ROE | 8.2% | 5.9% | +2.2 pts |
ROA ranks in the 64th percentile of its peer group · Q1 2026
Profile
- Established
- 1960
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 270 Beiser Blvd, Dover, DE, 19904
- NCUA charter #
- 13919
- RSSD ID
- 186780
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $984.4M | $861.0M | $697.3M | $105.2M | $2.1M | 0.87% | 3.90% | 0.49% | 92,957 |
| Q4 2025 | $968.0M | $836.0M | $684.7M | $103.1M | $2.6M | 0.27% | 3.61% | 0.59% | 91,716 |
| Q3 2025 | $739.8M | $615.7M | $624.6M | $63.1M | $960K | 0.17% | 3.83% | 0.52% | 96,741 |
| Q2 2025 | $730.9M | $616.9M | $609.6M | $62.6M | $400K | 0.11% | 3.80% | 0.41% | 89,412 |
| Q1 2025 | $724.7M | $606.5M | $580.4M | $62.4M | $196K | 0.11% | 3.77% | 0.34% | 88,039 |
| Q4 2024 | $709.9M | $580.7M | $582.8M | $62.2M | $2.1M | 0.30% | 3.60% | 0.24% | 85,635 |
| Q3 2024 | $689.0M | $571.3M | $568.5M | $61.8M | $1.6M | 0.31% | 3.68% | 0.20% | 84,678 |
| Q2 2024 | $700.7M | $580.8M | $549.6M | $60.2M | $700K | 0.20% | 3.55% | 0.19% | 83,671 |
Loan mix (Q1 2026): real estate $316.2M · commercial $75.2M · consumer $302.1M · securities $125.7M
Ratio pack Q1 2026 · peer medians from 284 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.87% | 0.62% | 64th | |
Return on equity Annualized net income ÷ equity or net worth | 8.2% | 5.9% | 67th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.90% | 3.48% | 81th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 75.4% | 78.3% | 35th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Dover Federal Credit UnionDover, DE · $734.9M
- Matanuska Valley Federal Credit UnionPalmer, AK · $985.0M
- Belco Community Credit UnionHarrisburg, PA · $983.6M
- Greater Texas Federal Credit UnionAustin, TX · $988.0M
- Water And Power Community Credit UnionLos Angeles, CA · $990.8M
- Altaone Federal Credit UnionRidgecrest, CA · $974.0M
Selling to Del-One Federal Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.