No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $94.8M | $80.3M | $22.3M | $14.4M | $351K | 1.48% | 3.28% | 0.28% | 5,191 |
| Q4 2025 | $92.5M | $78.3M | $23.0M | $14.1M | $1.7M | 1.81% | 3.49% | 0.12% | 5,235 |
| Q3 2025 | $92.3M | $78.6M | $23.4M | $13.6M | $1.2M | 1.77% | 3.49% | 0.10% | 5,296 |
| Q2 2025 | $91.6M | $78.3M | $21.9M | $13.2M | $775K | 1.69% | 3.46% | 0.16% | 5,351 |
| Q1 2025 | $91.2M | $78.3M | $22.6M | $12.8M | $360K | 1.58% | 3.40% | 0.02% | 5,377 |
| Q4 2024 | $89.4M | $76.9M | $24.1M | $12.4M | $1.4M | 1.53% | 3.21% | 0.11% | 5,446 |
| Q3 2024 | $88.9M | $76.8M | $24.8M | $12.1M | $1.1M | 1.58% | 3.17% | 0.16% | 5,526 |
| Q2 2024 | $89.5M | $77.6M | $25.3M | $11.7M | $647K | 1.45% | 3.01% | 0.29% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.48% | 0.60% | 84th | |
Return on equity Annualized net income ÷ equity or net worth | 9.8% | 4.1% | 83th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.28% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 5,592 |
Loan mix (Q1 2026): real estate $12.5M · commercial $0 · consumer $9.4M · securities $52.5M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.8% | 81.5% | 9th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.