Connected Credit Union
Total assets
$133.6M
▲ +4.3% YoY
Shares & deposits
$118.0M
▲ +5.3% YoY
Loans
$46.9M
▼ -3.2% YoY
Members
7,611
▼ -3.0% YoY
ROA (annualized)
0.98%
peers 0.69%
ROE (annualized)
8.81%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | Connected Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.3% | +3.9% | +0.4 pts |
| Share growth (YoY) | +5.3% | +3.3% | +2.0 pts |
| Loan growth (YoY) | -3.2% | +2.9% | -6.1 pts |
| ROA | 0.98% | 0.69% | +0.3 pts |
| ROE | 8.8% | 5.9% | +2.9 pts |
ROA ranks in the 69th percentile of its peer group · Q1 2026
Profile
- Established
- 1967
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- Po Box 1096, Augusta, ME, 04330
- NCUA charter #
- 62976
- RSSD ID
- 61494
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $133.6M | $118.0M | $46.9M | $14.8M | $326K | 0.98% | 3.27% | 0.23% | 7,611 |
| Q4 2025 | $129.5M | $114.2M | $47.8M | $14.5M | $1.1M | 0.88% | 3.36% | 0.47% | 7,651 |
| Q3 2025 | $130.0M | $114.8M | $47.6M | $14.3M | $928K | 0.95% | 3.32% | 0.48% | 7,747 |
| Q2 2025 | $128.2M | $113.4M | $48.7M | $13.8M | $486K | 0.76% | 3.23% | 0.46% | 7,820 |
| Q1 2025 | $128.0M | $112.1M | $48.4M | $13.6M | $213K | 0.67% | 3.10% | 0.55% | 7,848 |
| Q4 2024 | $121.8M | $106.4M | $49.9M | $13.3M | $1.4M | 1.13% | 3.29% | 1.04% | 7,876 |
| Q3 2024 | $119.3M | $105.4M | $50.6M | $12.9M | $974K | 1.09% | 3.31% | 0.60% | 7,965 |
| Q2 2024 | $120.3M | $106.3M | $51.1M | $12.6M | $674K | 1.12% | 3.26% | 0.45% | 8,026 |
Loan mix (Q1 2026): real estate $18.1M · commercial $516K · consumer $23.0M · securities $56.1M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Connected Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.98% | 0.69% | 69th | |
Return on equity Annualized net income ÷ equity or net worth | 8.8% | 5.9% | 74th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.27% | 3.62% | 29th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 77.3% | 78.7% | 44th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Connected Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Connected Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Connected Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Connected Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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