No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $405.7M | $360.2M | $283.9M | $38.2M | $1.4M | 1.38% | 4.07% | 0.52% | 30,563 |
| Q4 2025 | $395.0M | $351.3M | $286.9M | $36.5M | $769K | 0.19% | 4.09% | 0.32% | 30,693 |
| Q3 2025 | $394.9M | $349.9M | $289.3M | $36.9M | $875K | 0.30% | 4.04% | 1.56% | 30,820 |
| Q2 2025 | $396.7M | $352.1M | $291.6M | $36.5M | $465K | 0.23% | 3.98% | 0.88% | 30,929 |
| Q1 2025 | $399.4M | $355.9M | $288.3M | $35.8M | $-175K | -0.17% | 3.82% | 0.32% | 30,907 |
| Q4 2024 | $384.3M | $341.5M | $290.7M | $36.0M | $2.2M | 0.58% | 4.05% | 0.54% | 30,885 |
| Q3 2024 | $378.3M | $335.7M | $290.5M | $36.1M | $2.0M | 0.72% | 4.10% | 0.40% | 30,773 |
| Q2 2024 | $368.6M | $326.3M | $281.7M | $35.4M | $1.4M | 0.76% | 4.18% |
Nothing unusual in Q1 2026 — steady quarter.
| Ratio | Ancorum Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.38% | 0.69% | 86th | |
Return on equity Annualized net income ÷ equity or net worth | 14.7% | 5.9% | 97th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.07% | 3.62% |
Peer lists, growth filters, CSV export, CRM push.
| 0.43% |
| 30,507 |
Loan mix (Q1 2026): real estate $124.3M · commercial $52.2M · consumer $98.6M · securities $65.5M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 80.2% | 78.7% | 56th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Ancorum Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Ancorum Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Ancorum Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Ancorum Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.