Blupeak Credit Union
Total assets
$1.13B
▼ -5.4% YoY
Shares & deposits
$1.03B
▼ -6.5% YoY
Loans
$743.3M
▼ -7.8% YoY
Members
52,548
▼ -4.2% YoY
ROA (annualized)
0.15%
peers 0.71%
ROE (annualized)
1.59%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | Blupeak Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -5.4% | +5.1% | -10.6 pts |
| Share growth (YoY) | -6.5% | +4.9% | -11.4 pts |
| Loan growth (YoY) | -7.8% | +5.4% | -13.3 pts |
| ROA | 0.15% | 0.71% | -0.6 pts |
| ROE | 1.6% | 6.3% | -4.7 pts |
ROA ranks in the 8th percentile of its peer group · Q1 2026
Profile
- Established
- 1936
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 10120 Pacific Heights Blvd Ste 100, San Diego, CA, 92121
- NCUA charter #
- 60801
- RSSD ID
- 243197
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.13B | $1.03B | $743.3M | $105.4M | $419K | 0.15% | 3.11% | 0.30% | 52,548 |
| Q4 2025 | $1.13B | $1.04B | $745.4M | $105.0M | $2.4M | 0.21% | 2.88% | 0.30% | 53,146 |
| Q3 2025 | $1.14B | $1.05B | $761.6M | $104.7M | $1.8M | 0.21% | 2.81% | 0.23% | 53,604 |
| Q2 2025 | $1.17B | $1.08B | $774.9M | $104.3M | $1.3M | 0.23% | 2.71% | 0.27% | 54,092 |
| Q1 2025 | $1.19B | $1.10B | $806.5M | $103.5M | $536K | 0.18% | 2.64% | 1.98% | 54,872 |
| Q4 2024 | $1.21B | $1.12B | $825.8M | $102.9M | $-6.5M | -0.54% | 2.57% | 1.85% | 55,722 |
| Q3 2024 | $1.28B | $1.19B | $839.6M | $102.8M | $-7.0M | -0.72% | 2.37% | 0.14% | 56,269 |
| Q2 2024 | $1.38B | $1.29B | $856.6M | $102.6M | $-7.1M | -1.03% | 2.22% | 0.11% | 56,925 |
Loan mix (Q1 2026): real estate $381.7M · commercial $172.1M · consumer $45.6M · securities $180.4M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Blupeak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.15% | 0.71% | 8th | |
Return on equity Annualized net income ÷ equity or net worth | 1.6% | 6.3% | 8th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.11% | 3.32% | 37th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 92.1% | 73.0% | 97th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Blupeak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Blupeak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Blupeak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Blupeak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
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