Blaze Credit Union
Total assets
$4.82B
▲ +9.0% YoY
Shares & deposits
$4.04B
▲ +10.0% YoY
Loans
$2.64B
▲ +6.7% YoY
Members
256,228
▲ +2.6% YoY
ROA (annualized)
0.83%
peers 0.71%
ROE (annualized)
9.66%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | Blaze Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.0% | +5.1% | +3.9 pts |
| Share growth (YoY) | +10.0% | +4.9% | +5.2 pts |
| Loan growth (YoY) | +6.7% | +5.4% | +1.3 pts |
| ROA | 0.83% | 0.71% | +0.1 pts |
| ROE | 9.7% | 6.3% | +3.4 pts |
ROA ranks in the 61st percentile of its peer group · Q1 2026
Profile
- Established
- 1934
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 2025 Larpenteur Ave W, Falcon Heights, MN, 55113
- NCUA charter #
- 68651
- RSSD ID
- 626099
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.82B | $4.04B | $2.64B | $414.1M | $10.0M | 0.83% | 3.02% | 0.49% | 256,228 |
| Q4 2025 | $4.58B | $3.89B | $2.58B | $404.1M | $35.6M | 0.78% | 3.00% | 0.60% | 253,895 |
| Q3 2025 | $4.47B | $3.79B | $2.51B | $406.1M | $26.2M | 0.78% | 3.05% | 0.60% | 252,422 |
| Q2 2025 | $4.47B | $3.72B | $2.52B | $397.5M | $17.6M | 0.79% | 3.00% | 0.68% | 250,623 |
| Q1 2025 | $4.42B | $3.67B | $2.47B | $377.6M | $9.1M | 0.82% | 3.05% | 0.71% | 249,761 |
| Q4 2024 | $4.26B | $3.53B | $2.50B | $368.5M | $27.4M | 0.64% | 3.13% | 1.07% | 249,918 |
| Q3 2024 | $4.54B | $3.50B | $2.48B | $362.9M | $21.7M | 0.64% | 2.96% | 0.72% | 247,960 |
| Q2 2024 | $4.21B | $3.49B | $2.49B | $354.2M | $13.1M | 0.62% | 3.16% | 0.62% | 249,267 |
Loan mix (Q1 2026): real estate $1.44B · commercial $426.1M · consumer $689.4M · securities $1.35B
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Blaze Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.83% | 0.71% | 61th | |
Return on equity Annualized net income ÷ equity or net worth | 9.7% | 6.3% | 78th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.02% | 3.32% | 31th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 72.2% | 73.0% | 47th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Blaze Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Blaze Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Blaze Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Blaze Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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