Eecu Credit Union
Total assets
$4.76B
▲ +11.4% YoY
Shares & deposits
$4.12B
▲ +11.1% YoY
Loans
$3.74B
▲ +12.7% YoY
Members
307,907
▲ +4.1% YoY
ROA (annualized)
1.56%
peers 0.71%
ROE (annualized)
12.40%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | Eecu Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.4% | +5.1% | +6.3 pts |
| Share growth (YoY) | +11.1% | +4.9% | +6.2 pts |
| Loan growth (YoY) | +12.7% | +5.4% | +7.3 pts |
| ROA | 1.56% | 0.71% | +0.8 pts |
| ROE | 12.4% | 6.3% | +6.1 pts |
ROA ranks in the 95th percentile of its peer group · Q1 2026
Profile
- Established
- 1934
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 1617 W 7Th St, Fort Worth, TX, 76102
- NCUA charter #
- 67928
- RSSD ID
- 820598
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.76B | $4.12B | $3.74B | $598.5M | $18.6M | 1.56% | 2.91% | 0.42% | 307,907 |
| Q4 2025 | $4.59B | $3.96B | $3.68B | $579.9M | $63.2M | 1.38% | 2.93% | 0.45% | 302,995 |
| Q3 2025 | $4.50B | $3.89B | $3.54B | $566.3M | $47.4M | 1.41% | 2.90% | 0.44% | 297,774 |
| Q2 2025 | $4.37B | $3.79B | $3.44B | $548.0M | $29.2M | 1.34% | 2.92% | 0.39% | 291,085 |
| Q1 2025 | $4.27B | $3.71B | $3.32B | $533.0M | $14.1M | 1.32% | 2.84% | 0.41% | 295,829 |
| Q4 2024 | $4.11B | $3.57B | $3.28B | $518.8M | $53.2M | 1.29% | 2.85% | 0.52% | 292,552 |
| Q3 2024 | $3.99B | $3.46B | $3.18B | $509.4M | $42.0M | 1.40% | 2.87% | 0.53% | 288,605 |
| Q2 2024 | $3.91B | $3.40B | $3.11B | $494.4M | $26.7M | 1.36% | 2.85% | 0.42% | 282,722 |
Loan mix (Q1 2026): real estate $732.1M · commercial $441.8M · consumer $2.49B · securities $273.3M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Eecu Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.56% | 0.71% | 95th | |
Return on equity Annualized net income ÷ equity or net worth | 12.4% | 6.3% | 93th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.91% | 3.32% | 22th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.1% | 73.0% | 2th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Eecu Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Eecu Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Eecu Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Eecu Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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