Trustar Bank
Total assets
$1.14B
▲ +11.6% YoY
Deposits
$970.4M
▲ +13.0% YoY
Loans
$940.0M
▲ +17.1% YoY
Offices
6
TRUSTAR BANKSHARES INC
ROA (annualized)
0.65%
peers 1.26%
ROE (annualized)
7.14%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Trustar Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.6% | +5.5% | +6.1 pts |
| Deposit growth (YoY) | +13.0% | +5.1% | +8.0 pts |
| Loan growth (YoY) | +17.1% | +5.9% | +11.2 pts |
| ROA | 0.65% | 1.26% | -0.6 pts |
| ROE | 7.1% | 12.2% | -5.0 pts |
ROA ranks in the 12th percentile of its peer group · Q2 2026
Profile
- Established
- 2019
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- TRUSTAR BANKSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 748 Walker Rd, Great Falls, VA, 22066
- County
- Fairfax
- Metro area
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Offices
- 6
- FDIC cert #
- 59183
- RSSD ID
- 5349218
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.14B | $970.4M | $940.0M | $107.7M | $3.8M | 0.65% | 3.08% | 0.33% |
| Q1 2026 | $1.17B | $993.0M | $905.9M | $106.2M | $1.8M | 0.61% | 2.96% | 0.69% |
| Q4 2025 | $1.19B | $1.02B | $891.0M | $104.7M | $5.4M | 0.51% | 2.94% | 0.37% |
| Q3 2025 | $1.06B | $887.8M | $848.9M | $103.0M | $3.4M | 0.45% | 2.91% | 0.03% |
| Q2 2025 | $1.02B | $858.5M | $802.9M | $100.9M | $1.9M | 0.39% | 2.83% | 0.03% |
| Q1 2025 | $997.4M | $831.7M | $762.5M | $99.7M | $1.0M | 0.42% | 2.80% | 0.03% |
| Q4 2024 | $941.8M | $794.1M | $753.7M | $81.4M | $2.1M | 0.24% | 2.53% | 0.03% |
| Q3 2024 | $912.5M | $765.1M | $730.5M | $81.2M | $1.3M | 0.21% | 2.48% | 0.00% |
Loan mix (Q2 2026): real estate $824.7M · commercial $124.0M · consumer $1.5M · securities $128.3M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Trustar Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.65% | 1.26% | 12th | |
Return on equity Annualized net income ÷ equity or net worth | 7.1% | 12.2% | 16th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.08% | 3.70% | 17th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.6% | 59.0% | 70th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Trustar Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Trustar Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Trustar Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Trustar Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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