The Nodaway Valley Bank
Total assets
$1.62B
▲ +7.8% YoY
Deposits
$1.40B
▲ +9.3% YoY
Loans
$1.02B
▲ +5.2% YoY
Offices
10
NODAWAY VALLEY BANCSHARES INC
ROA (annualized)
2.23%
peers 1.26%
ROE (annualized)
24.53%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.8% | +5.5% | +2.3 pts |
| Deposit growth (YoY) | +9.3% | +5.1% | +4.3 pts |
| Loan growth (YoY) | +5.2% | +5.9% | -0.8 pts |
| ROA | 2.23% | 1.26% | +1.0 pts |
| ROE | 24.5% | 12.2% | +12.4 pts |
ROA ranks in the 94th percentile of its peer group · Q2 2026
Profile
- Established
- 1868
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- NODAWAY VALLEY BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 304 N Main St, Maryville, MO, 64468
- County
- Nodaway
- Metro area
- Maryville, MO
- Offices
- 10
- FDIC cert #
- 8904
- RSSD ID
- 770657
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.62B | $1.40B | $1.02B | $149.2M | $17.8M | 2.23% | 4.24% | 0.00% |
| Q1 2026 | $1.65B | $1.42B | $1.02B | $143.5M | $8.5M | 2.12% | 4.16% | 0.01% |
| Q4 2025 | $1.54B | $1.31B | $1.02B | $143.5M | $33.1M | 2.23% | 4.34% | 0.00% |
| Q3 2025 | $1.50B | $1.28B | $999.8M | $136.1M | $25.2M | 2.28% | 4.31% | 0.00% |
| Q2 2025 | $1.50B | $1.28B | $973.8M | $124.6M | $16.4M | 2.24% | 4.25% | 0.03% |
| Q1 2025 | $1.48B | $1.28B | $946.8M | $114.4M | $7.3M | 2.01% | 4.17% | 0.02% |
| Q4 2024 | $1.42B | $1.23B | $936.4M | $104.8M | $30.4M | 2.14% | 4.20% | 0.02% |
| Q3 2024 | $1.45B | $1.23B | $939.2M | $117.1M | $23.3M | 2.19% | 4.14% | 0.06% |
Loan mix (Q2 2026): real estate $807.5M · commercial $137.2M · consumer $9.8M · securities $379.2M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | The Nodaway Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.23% | 1.26% | 94th | |
Return on equity Annualized net income ÷ equity or net worth | 24.5% | 12.2% | 96th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.24% | 3.70% | 79th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.9% | 59.0% | 32th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | The Nodaway Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | The Nodaway Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | The Nodaway Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | The Nodaway Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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