Sewickley Savings Bank
Total assets
$316.3M
▲ +3.1% YoY
Deposits
$222.4M
▲ +3.6% YoY
Loans
$66.3M
▲ +32.9% YoY
Offices
3
ROA (annualized)
0.82%
peers 1.24%
ROE (annualized)
3.57%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Sewickley Savings Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.1% | +4.4% | -1.3 pts |
| Deposit growth (YoY) | +3.6% | +4.0% | -0.4 pts |
| Loan growth (YoY) | +32.9% | +5.6% | +27.4 pts |
| ROA | 0.82% | 1.24% | -0.4 pts |
| ROE | 3.6% | 11.9% | -8.3 pts |
ROA ranks in the 26th percentile of its peer group · Q2 2026
Profile
- Established
- 1884
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Other Specialized Under 1 Billion
- Address
- 531 Broad St, Sewickley, PA, 15143
- County
- Allegheny
- Metro area
- Pittsburgh, PA
- Offices
- 3
- FDIC cert #
- 30154
- RSSD ID
- 678070
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $316.3M | $222.4M | $66.3M | $72.6M | $1.3M | 0.82% | 2.47% | 0.58% |
| Q1 2026 | $320.0M | $226.8M | $59.0M | $71.7M | $592K | 0.74% | 2.39% | 0.58% |
| Q4 2025 | $316.2M | $221.6M | $54.8M | $73.3M | $2.4M | 0.80% | 2.38% | 0.00% |
| Q3 2025 | $309.4M | $215.1M | $49.5M | $73.4M | $2.0M | 0.88% | 2.40% | 0.00% |
| Q2 2025 | $306.9M | $214.7M | $49.9M | $71.2M | $1.3M | 0.84% | 2.34% | 0.00% |
| Q1 2025 | $304.6M | $213.3M | $47.5M | $70.3M | $556K | 0.76% | 2.43% | 0.00% |
| Q4 2024 | $281.3M | $209.8M | $45.9M | $68.0M | $1.9M | 0.68% | 2.32% | 0.00% |
| Q3 2024 | $285.0M | $210.0M | $46.4M | $71.6M | $1.7M | 0.78% | 2.33% | 0.00% |
Loan mix (Q2 2026): real estate $58.3M · commercial $3.7M · consumer $104K · securities $212.4M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Sewickley Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.82% | 1.24% | 26th | |
Return on equity Annualized net income ÷ equity or net worth | 3.6% | 11.9% | 10th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.47% | 3.96% | 3th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 57.9% | 62.9% | 35th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Sewickley Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Sewickley Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Sewickley Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Sewickley Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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