SSB Bank
Total assets
$430.4M
▲ +20.4% YoY
Deposits
$378.5M
▲ +23.8% YoY
Loans
$287.8M
▲ +8.5% YoY
Offices
3
SSB BCORP MHC
ROA (annualized)
1.25%
peers 1.24%
ROE (annualized)
17.29%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | SSB Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +20.4% | +4.4% | +16.0 pts |
| Deposit growth (YoY) | +23.8% | +4.0% | +19.9 pts |
| Loan growth (YoY) | +8.6% | +5.6% | +3.0 pts |
| ROA | 1.25% | 1.24% | +0.0 pts |
| ROE | 17.3% | 11.9% | +5.4 pts |
ROA ranks in the 51st percentile of its peer group · Q2 2026
Profile
- Established
- 1922
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- SSB BCORP MHC
- Specialization
- Commercial Lending Specialization
- Address
- 8700 Perry Hwy, Pittsburgh, PA, 15237
- County
- Allegheny
- Metro area
- Pittsburgh, PA
- Offices
- 3
- FDIC cert #
- 30431
- RSSD ID
- 277277
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $430.4M | $378.5M | $287.8M | $31.0M | $2.6M | 1.25% | 3.26% | 1.61% |
| Q1 2026 | $434.8M | $383.7M | $280.1M | $29.4M | $1.0M | 1.04% | 3.04% | 1.56% |
| Q4 2025 | $368.1M | $318.8M | $277.9M | $28.4M | $2.9M | 0.83% | 3.10% | 1.61% |
| Q3 2025 | $363.9M | $316.0M | $272.0M | $27.5M | $2.0M | 0.76% | 2.95% | 2.02% |
| Q2 2025 | $357.6M | $305.7M | $265.1M | $26.7M | $1.2M | 0.72% | 2.84% | 1.46% |
| Q1 2025 | $334.0M | $282.9M | $261.4M | $26.0M | $571K | 0.70% | 2.81% | 1.57% |
| Q4 2024 | $317.0M | $270.4M | $265.2M | $25.4M | $2.3M | 0.74% | 2.91% | 1.62% |
| Q3 2024 | $326.0M | $275.1M | $262.2M | $24.9M | $1.7M | 0.73% | 2.90% | 1.50% |
Loan mix (Q2 2026): real estate $233.3M · commercial $47.5M · consumer $9.8M · securities $6.0M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | SSB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.25% | 1.24% | 51th | |
Return on equity Annualized net income ÷ equity or net worth | 17.3% | 11.9% | 79th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.26% | 3.96% | 18th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 60.7% | 62.9% | 43th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | SSB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | SSB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | SSB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | SSB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Marion Center BankIndiana, PA · $425.2M
- Hometown Bank of PennsylvaniaBedford, PA · $453.9M
- United Savings BankPhiladelphia, PA · $460.6M
- Elderton State BankElderton, PA · $465.2M
- The Neffs National BankNeffs, PA · $470.8M
- Community State Bank of OrbisoniaOrbisonia, PA · $473.5M
Selling to SSB Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.