PriorityOne Bank
Total assets
$1.18B
▲ +3.8% YoY
Deposits
$1.03B
▲ +6.4% YoY
Loans
$915.9M
▲ +5.3% YoY
Offices
18
PRIORITYONE CAPITAL CORP
ROA (annualized)
2.03%
peers 1.26%
ROE (annualized)
17.02%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | PriorityOne Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.8% | +5.5% | -1.7 pts |
| Deposit growth (YoY) | +6.4% | +5.1% | +1.4 pts |
| Loan growth (YoY) | +5.3% | +5.9% | -0.6 pts |
| ROA | 2.03% | 1.26% | +0.8 pts |
| ROE | 17.0% | 12.2% | +4.8 pts |
ROA ranks in the 89th percentile of its peer group · Q2 2026
Profile
- Established
- 1975
- Charter
- State
- Primary regulator
- FED
- Holding company
- PRIORITYONE CAPITAL CORP
- Specialization
- Commercial Lending Specialization
- Address
- 220 Main Ave N, Magee, MS, 39111
- County
- Simpson
- Metro area
- Jackson, MS
- Offices
- 18
- FDIC cert #
- 21906
- RSSD ID
- 956938
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.18B | $1.03B | $915.9M | $140.7M | $11.9M | 2.03% | 4.91% | 1.43% |
| Q1 2026 | $1.19B | $1.02B | $912.1M | $140.9M | $5.6M | 1.91% | 4.86% | 0.55% |
| Q4 2025 | $1.15B | $913.7M | $893.0M | $139.0M | $20.6M | 1.80% | 4.72% | 0.50% |
| Q3 2025 | $1.13B | $943.1M | $874.6M | $133.8M | $15.6M | 1.82% | 4.68% | 0.45% |
| Q2 2025 | $1.14B | $968.4M | $869.8M | $130.1M | $10.4M | 1.81% | 4.62% | 0.36% |
| Q1 2025 | $1.15B | $1.01B | $874.8M | $129.2M | $4.4M | 1.54% | 4.45% | 0.39% |
| Q4 2024 | $1.13B | $944.6M | $884.4M | $123.9M | $16.2M | 1.44% | 4.20% | 0.48% |
| Q3 2024 | $1.14B | $954.8M | $883.8M | $121.0M | $12.1M | 1.44% | 4.09% | 0.44% |
Loan mix (Q2 2026): real estate $822.8M · commercial $78.2M · consumer $23.3M · securities $179.3M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | PriorityOne Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.03% | 1.26% | 89th | |
Return on equity Annualized net income ÷ equity or net worth | 17.0% | 12.2% | 83th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.91% | 3.70% | 93th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 60.3% | 59.0% | 54th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | PriorityOne Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | PriorityOne Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | PriorityOne Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | PriorityOne Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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