Peoples National Bank of Kewanee
Total assets
$587.6M
▲ +2.2% YoY
Deposits
$517.0M
▲ +0.7% YoY
Loans
$161.1M
▼ -7.7% YoY
Offices
10
PEOPLES FINL CORP OF IL INC
ROA (annualized)
0.76%
peers 1.28%
ROE (annualized)
7.69%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.2% | +4.9% | -2.7 pts |
| Deposit growth (YoY) | +0.7% | +4.3% | -3.6 pts |
| Loan growth (YoY) | -7.7% | +5.3% | -13.0 pts |
| ROA | 0.76% | 1.28% | -0.5 pts |
| ROE | 7.7% | 12.4% | -4.7 pts |
ROA ranks in the 17th percentile of its peer group · Q2 2026
Profile
- Established
- 1928
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- PEOPLES FINL CORP OF IL INC
- Specialization
- Other Specialized Under 1 Billion
- Address
- 207 N Tremont St, Kewanee, IL, 61443
- County
- Henry
- Metro area
- Davenport-Moline-Rock Island, IA-IL
- Offices
- 10
- FDIC cert #
- 926
- RSSD ID
- 823133
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $587.6M | $517.0M | $161.1M | $58.7M | $2.2M | 0.76% | 2.73% | 1.92% |
| Q1 2026 | $589.0M | $519.9M | $170.3M | $57.6M | $947K | 0.64% | 2.70% | 1.68% |
| Q4 2025 | $587.3M | $518.3M | $177.1M | $57.5M | $4.8M | 0.82% | 2.75% | 1.08% |
| Q3 2025 | $589.8M | $522.2M | $177.2M | $55.4M | $3.4M | 0.78% | 2.74% | 1.29% |
| Q2 2025 | $575.1M | $513.4M | $174.5M | $49.4M | $2.1M | 0.73% | 2.70% | 0.97% |
| Q1 2025 | $581.2M | $522.4M | $167.9M | $45.7M | $678K | 0.47% | 2.63% | 1.10% |
| Q4 2024 | $570.8M | $516.3M | $172.4M | $42.0M | $3.2M | 0.57% | 2.50% | 1.17% |
| Q3 2024 | $573.4M | $513.1M | $171.1M | $45.6M | $2.4M | 0.58% | 2.48% | 1.53% |
Loan mix (Q2 2026): real estate $131.5M · commercial $21.2M · consumer $3.8M · securities $358.5M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.76% | 1.28% | 17th | |
Return on equity Annualized net income ÷ equity or net worth | 7.7% | 12.4% | 20th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.73% | 3.89% | 5th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 66.4% | 61.2% | 66th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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