CIBM Bank
Total assets
$819.7M
▼ -1.3% YoY
Deposits
$669.0M
▼ -2.4% YoY
Loans
$659.8M
▼ -0.7% YoY
Offices
9
CIB MARINE BANCSHARES INC
ROA (annualized)
0.48%
peers 1.28%
ROE (annualized)
4.86%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | CIBM Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.3% | +4.9% | -6.2 pts |
| Deposit growth (YoY) | -2.4% | +4.3% | -6.7 pts |
| Loan growth (YoY) | -0.7% | +5.3% | -6.0 pts |
| ROA | 0.48% | 1.28% | -0.8 pts |
| ROE | 4.9% | 12.4% | -7.6 pts |
ROA ranks in the 10th percentile of its peer group · Q2 2026
Profile
- Established
- 1921
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- CIB MARINE BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 2913 W Kirby Ave, Champaign, IL, 61821
- County
- Champaign
- Metro area
- Champaign-Urbana, IL
- Offices
- 9
- FDIC cert #
- 11729
- RSSD ID
- 340742
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $819.7M | $669.0M | $659.8M | $80.6M | $2.0M | 0.48% | 3.08% | 0.88% |
| Q1 2026 | $824.4M | $678.7M | $667.0M | $81.0M | $805K | 0.39% | 3.03% | 1.09% |
| Q4 2025 | $825.0M | $663.3M | $666.3M | $80.6M | $2.5M | 0.30% | 2.83% | 1.20% |
| Q3 2025 | $828.5M | $702.5M | $654.1M | $83.2M | $2.6M | 0.42% | 2.80% | 1.18% |
| Q2 2025 | $830.2M | $685.3M | $664.3M | $81.6M | $1.5M | 0.36% | 2.75% | 1.56% |
| Q1 2025 | $843.9M | $693.1M | $683.6M | $80.1M | $610K | 0.29% | 2.67% | 0.68% |
| Q4 2024 | $858.4M | $694.1M | $701.5M | $78.3M | $6.5M | 0.74% | 2.54% | 0.69% |
| Q3 2024 | $880.5M | $755.3M | $717.7M | $86.2M | $5.8M | 0.88% | 2.53% | 0.67% |
Loan mix (Q2 2026): real estate $568.4M · commercial $92.5M · consumer $742K · securities $124.4M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | CIBM Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.48% | 1.28% | 10th | |
Return on equity Annualized net income ÷ equity or net worth | 4.9% | 12.4% | 11th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.08% | 3.89% | 12th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 80.9% | 61.2% | 90th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | CIBM Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | CIBM Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | CIBM Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | CIBM Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Prairie State Bank and TrustSpringfield, IL · $840.1M
- Millennium BankDes Plaines, IL · $844.5M
- Resource Bank, National AssociationDekalb, IL · $868.6M
- Liberty Bank for SavingsChicago, IL · $868.6M
- Farmers National BankProphetstown, IL · $895.7M
- Fortress BankPeoria, IL · $897.2M
Selling to CIBM Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.