Omb Bank
Total assets
$2.36B
▲ +18.9% YoY
Deposits
$2.07B
▲ +19.6% YoY
Loans
$2.03B
▲ +18.1% YoY
Offices
10
JAMESMARK BANCSHARES INC
ROA (annualized)
1.30%
peers 1.26%
ROE (annualized)
14.62%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Omb Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +18.9% | +5.5% | +13.4 pts |
| Deposit growth (YoY) | +19.6% | +5.1% | +14.5 pts |
| Loan growth (YoY) | +18.1% | +5.9% | +12.2 pts |
| ROA | 1.30% | 1.26% | +0.0 pts |
| ROE | 14.6% | 12.2% | +2.4 pts |
ROA ranks in the 54th percentile of its peer group · Q2 2026
Profile
- Established
- 1883
- Charter
- State
- Primary regulator
- FED
- Holding company
- JAMESMARK BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 3570 S National Ave, Springfield, MO, 65807
- County
- Greene
- Metro area
- Springfield, MO
- Offices
- 10
- FDIC cert #
- 8252
- RSSD ID
- 2785646
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.36B | $2.07B | $2.03B | $208.1M | $14.4M | 1.30% | 3.59% | 0.78% |
| Q1 2026 | $2.21B | $1.92B | $1.92B | $196.7M | $6.6M | 1.22% | 3.59% | 0.69% |
| Q4 2025 | $2.11B | $1.84B | $1.82B | $187.3M | $23.0M | 1.18% | 3.71% | 0.79% |
| Q3 2025 | $2.01B | $1.74B | $1.78B | $177.7M | $17.0M | 1.18% | 3.71% | 0.90% |
| Q2 2025 | $1.98B | $1.73B | $1.71B | $168.2M | $10.7M | 1.13% | 3.59% | 0.84% |
| Q1 2025 | $1.91B | $1.65B | $1.62B | $158.4M | $4.8M | 1.05% | 3.50% | 0.73% |
| Q4 2024 | $1.77B | $1.52B | $1.53B | $148.4M | $17.3M | 1.06% | 3.38% | 0.67% |
| Q3 2024 | $1.68B | $1.43B | $1.44B | $142.5M | $12.4M | 1.04% | 3.33% | 0.77% |
Loan mix (Q2 2026): real estate $1.55B · commercial $325.3M · consumer $77.4M · securities $13.4M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Omb Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.30% | 1.26% | 54th | |
Return on equity Annualized net income ÷ equity or net worth | 14.6% | 12.2% | 70th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.59% | 3.70% | 42th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 47.3% | 59.0% | 17th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Omb Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Omb Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Omb Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Omb Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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