North American Savings Bank, F.S.B.
Total assets
$3.20B
▲ +8.9% YoY
Deposits
$1.86B
▼ -0.4% YoY
Loans
$2.16B
▲ +1.8% YoY
Offices
10
NASB FINANCIAL INC
ROA (annualized)
1.29%
peers 1.26%
ROE (annualized)
9.28%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +8.9% | +5.5% | +3.4 pts |
| Deposit growth (YoY) | -0.4% | +5.1% | -5.5 pts |
| Loan growth (YoY) | +1.8% | +5.9% | -4.1 pts |
| ROA | 1.29% | 1.26% | +0.0 pts |
| ROE | 9.3% | 12.2% | -2.9 pts |
ROA ranks in the 53rd percentile of its peer group · Q2 2026
Profile
- Established
- 1923
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- NASB FINANCIAL INC
- Specialization
- Mortgage Lending Specialization
- Address
- 12498 S Us Highway 71, Grandview, MO, 64030
- County
- Jackson
- Metro area
- Kansas City, MO-KS
- Offices
- 10
- FDIC cert #
- 29708
- RSSD ID
- 211271
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $3.20B | $1.86B | $2.16B | $439.1M | $20.0M | 1.29% | 2.98% | 0.67% |
| Q1 2026 | $3.16B | $1.90B | $2.15B | $431.4M | $9.5M | 1.24% | 2.97% | 0.66% |
| Q4 2025 | $2.97B | $1.90B | $2.15B | $425.6M | $29.2M | 0.99% | 2.89% | 0.78% |
| Q3 2025 | $2.93B | $1.85B | $2.13B | $419.8M | $20.9M | 0.94% | 2.86% | 0.66% |
| Q2 2025 | $2.94B | $1.86B | $2.12B | $412.2M | $12.8M | 0.86% | 2.79% | 0.67% |
| Q1 2025 | $3.03B | $1.94B | $2.10B | $408.8M | $5.8M | 0.78% | 2.75% | 0.62% |
| Q4 2024 | $2.92B | $1.82B | $2.13B | $401.7M | $29.2M | 1.03% | 2.93% | 0.90% |
| Q3 2024 | $2.86B | $1.76B | $2.11B | $401.0M | $21.2M | 1.00% | 2.97% | 0.85% |
Loan mix (Q2 2026): real estate $2.23B · commercial $0 · consumer $281K · securities $624.9M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.29% | 1.26% | 53th | |
Return on equity Annualized net income ÷ equity or net worth | 9.3% | 12.2% | 28th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.98% | 3.70% | 14th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 46.1% | 59.0% | 14th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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