Nebraska Bank
Total assets
$551.6M
▲ +17.8% YoY
Deposits
$466.9M
▲ +17.8% YoY
Loans
$386.8M
▲ +17.4% YoY
Offices
10
FARMERS STATE BANCSHARES INC
ROA (annualized)
1.17%
peers 1.28%
ROE (annualized)
11.55%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Nebraska Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +17.8% | +4.9% | +12.9 pts |
| Deposit growth (YoY) | +17.8% | +4.3% | +13.5 pts |
| Loan growth (YoY) | +17.4% | +5.3% | +12.0 pts |
| ROA | 1.17% | 1.28% | -0.1 pts |
| ROE | 11.6% | 12.4% | -0.9 pts |
ROA ranks in the 44th percentile of its peer group · Q2 2026
Profile
- Established
- 1889
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- FARMERS STATE BANCSHARES INC
- Specialization
- Agricultural Specialization
- Address
- 355 2nd St, Dodge, NE, 68633
- County
- Dodge
- Metro area
- Fremont, NE
- Offices
- 10
- FDIC cert #
- 16116
- RSSD ID
- 143859
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $551.6M | $466.9M | $386.8M | $60.8M | $3.0M | 1.17% | 4.02% | 0.40% |
| Q1 2026 | $509.4M | $427.9M | $383.0M | $49.9M | $1.4M | 1.15% | 4.03% | 0.66% |
| Q4 2025 | $478.8M | $405.1M | $352.4M | $45.5M | $5.8M | 1.26% | 4.06% | 0.48% |
| Q3 2025 | $471.5M | $398.1M | $342.3M | $44.3M | $4.1M | 1.18% | 4.05% | 0.61% |
| Q2 2025 | $468.4M | $396.3M | $329.6M | $42.3M | $2.5M | 1.11% | 4.02% | 0.68% |
| Q1 2025 | $449.8M | $387.8M | $340.4M | $41.6M | $1.1M | 1.02% | 3.96% | 0.85% |
| Q4 2024 | $443.6M | $382.6M | $342.8M | $40.8M | $4.1M | 0.93% | 3.92% | 1.34% |
| Q3 2024 | $443.6M | $375.8M | $339.3M | $41.6M | $3.1M | 0.94% | 3.87% | 1.55% |
Loan mix (Q2 2026): real estate $231.7M · commercial $39.9M · consumer $7.8M · securities $100.7M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Nebraska Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.17% | 1.28% | 44th | |
Return on equity Annualized net income ÷ equity or net worth | 11.6% | 12.4% | 44th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.02% | 3.89% | 57th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.8% | 61.2% | 63th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Nebraska Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Nebraska Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Nebraska Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Nebraska Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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