Meredith Village Savings Bank
Total assets
$1.64B
▲ +2.2% YoY
Deposits
$1.35B
▲ +2.0% YoY
Loans
$1.43B
▲ +3.8% YoY
Offices
18
NEW HAMPSHIRE MUTUAL BCORP
ROA (annualized)
0.56%
peers 1.26%
ROE (annualized)
5.83%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.2% | +5.5% | -3.3 pts |
| Deposit growth (YoY) | +2.0% | +5.1% | -3.1 pts |
| Loan growth (YoY) | +3.8% | +5.9% | -2.1 pts |
| ROA | 0.56% | 1.26% | -0.7 pts |
| ROE | 5.8% | 12.2% | -6.3 pts |
ROA ranks in the 9th percentile of its peer group · Q2 2026
Profile
- Established
- 1869
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- NEW HAMPSHIRE MUTUAL BCORP
- Specialization
- Mortgage Lending Specialization
- Address
- 24 Nh 25, Meredith, NH, 03253
- County
- Belknap
- Metro area
- Laconia, NH
- Offices
- 18
- FDIC cert #
- 17180
- RSSD ID
- 576608
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.64B | $1.35B | $1.43B | $157.5M | $4.5M | 0.56% | 3.31% | 0.36% |
| Q1 2026 | $1.62B | $1.33B | $1.41B | $155.4M | $2.3M | 0.56% | 3.33% | 0.32% |
| Q4 2025 | $1.61B | $1.31B | $1.41B | $153.4M | $6.9M | 0.43% | 2.98% | 0.27% |
| Q3 2025 | $1.62B | $1.33B | $1.39B | $150.2M | $4.3M | 0.36% | 2.90% | 0.35% |
| Q2 2025 | $1.61B | $1.32B | $1.38B | $147.5M | $2.6M | 0.32% | 2.82% | 0.31% |
| Q1 2025 | $1.59B | $1.30B | $1.38B | $145.8M | $1.2M | 0.30% | 2.77% | 0.37% |
| Q4 2024 | $1.60B | $1.22B | $1.41B | $143.3M | $7.6M | 0.46% | 2.68% | 0.38% |
| Q3 2024 | $1.62B | $1.20B | $1.43B | $143.1M | $4.9M | 0.40% | 2.65% | 0.37% |
Loan mix (Q2 2026): real estate $1.23B · commercial $39.7M · consumer $147.6M · securities $104.7M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.56% | 1.26% | 9th | |
Return on equity Annualized net income ÷ equity or net worth | 5.8% | 12.2% | 11th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.31% | 3.70% | 27th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 79.1% | 59.0% | 92th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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