Marion State Bank
Total assets
$237.4M
▲ +6.7% YoY
Deposits
$207.1M
▲ +7.1% YoY
Loans
$172.2M
▲ +9.2% YoY
Offices
6
ROA (annualized)
0.98%
peers 1.24%
ROE (annualized)
8.34%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Marion State Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.7% | +4.4% | +2.3 pts |
| Deposit growth (YoY) | +7.1% | +4.0% | +3.2 pts |
| Loan growth (YoY) | +9.2% | +5.6% | +3.6 pts |
| ROA | 0.98% | 1.24% | -0.3 pts |
| ROE | 8.3% | 11.9% | -3.5 pts |
ROA ranks in the 33rd percentile of its peer group · Q2 2026
Profile
- Established
- 1907
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 345 Main St, Marion, LA, 71260
- County
- Union
- Metro area
- Monroe, LA
- Offices
- 6
- FDIC cert #
- 9320
- RSSD ID
- 678454
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $237.4M | $207.1M | $172.2M | $28.2M | $1.2M | 0.98% | 4.85% | 0.66% |
| Q1 2026 | $240.2M | $210.3M | $161.3M | $27.8M | $648K | 1.10% | 4.70% | 0.29% |
| Q4 2025 | $231.2M | $199.2M | $162.4M | $27.2M | $1.8M | 0.81% | 4.65% | 1.10% |
| Q3 2025 | $227.0M | $194.9M | $162.4M | $26.9M | $1.3M | 0.74% | 4.55% | 0.98% |
| Q2 2025 | $222.4M | $193.3M | $157.7M | $26.0M | $755K | 0.67% | 4.41% | 0.91% |
| Q1 2025 | $229.1M | $200.7M | $152.1M | $25.4M | $303K | 0.54% | 4.19% | 0.88% |
| Q4 2024 | $223.5M | $195.2M | $147.7M | $24.8M | $930K | 0.42% | 3.84% | 0.85% |
| Q3 2024 | $225.3M | $196.4M | $146.5M | $25.2M | $831K | 0.50% | 3.76% | 0.91% |
Loan mix (Q2 2026): real estate $138.8M · commercial $28.4M · consumer $5.4M · securities $35.0M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Marion State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.98% | 1.24% | 33th | |
Return on equity Annualized net income ÷ equity or net worth | 8.3% | 11.9% | 28th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.85% | 3.96% | 88th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 73.2% | 62.9% | 75th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Marion State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Marion State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Marion State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Marion State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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