No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $339.5M | $283.0M | $277.1M | $41.9M | $2.4M | 1.45% | 4.88% | 0.00% |
| Q1 2026 | $344.5M | $289.0M | $280.4M | $40.6M | $1.1M | 1.38% | 4.79% | 0.03% |
| Q4 2025 | $322.3M | $271.1M | $253.1M | $39.6M | $4.1M | 1.31% | 4.78% | 0.01% |
| Q3 2025 | $310.3M | $259.0M | $247.8M | $38.7M | $2.9M | 1.24% | 4.74% | 0.02% |
| Q2 2025 | $311.3M | $258.8M | $243.8M | $37.6M | $1.9M | 1.23% | 4.68% | 0.02% |
| Q1 2025 | $319.5M | $267.4M | $242.1M | $36.6M | $1.0M | 1.29% | 4.64% | 0.02% |
| Q4 2024 | $307.1M | $257.7M | $241.6M | $35.4M | $4.0M | 1.31% | 4.80% | 0.02% |
| Q3 2024 | $310.5M | $256.6M | $246.6M | $38.3M | $3.1M | 1.33% | 4.72% | 0.05% |
Loan mix (Q2 2026): real estate $224.1M · commercial $48.6M · consumer $5.1M · securities $24.9M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Kaw Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.45% | 1.24% | 63th | |
Return on equity Annualized net income ÷ equity or net worth | 11.9% | 11.9% | 51th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.88% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 61.4% | 62.9% | 46th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Kaw Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Kaw Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Kaw Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Kaw Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.