No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $395.7M | $308.2M | $319.2M | $46.3M | $6.0M | 3.03% | 4.09% | 1.98% |
| Q1 2026 | $395.9M | $308.3M | $309.2M | $46.4M | $2.8M | 2.88% | 3.98% | 1.52% |
| Q4 2025 | $388.6M | $308.7M | $305.9M | $43.9M | $11.2M | 2.99% | 4.30% | 1.71% |
| Q3 2025 | $384.9M | $303.5M | $314.6M | $45.0M | $8.9M | 3.19% | 4.29% | 1.80% |
| Q2 2025 | $375.2M | $292.4M | $309.1M | $46.7M | $5.8M | 3.17% | 4.27% | 1.44% |
| Q1 2025 | $369.5M | $285.0M | $287.8M | $48.5M | $2.8M | 3.05% | 4.16% | 1.44% |
| Q4 2024 | $357.0M | $275.4M | $281.9M | $45.8M | $11.3M | 3.33% | 4.43% | 1.63% |
| Q3 2024 | $354.0M | $272.2M | $280.4M | $45.7M | $8.3M | 3.31% | 4.42% | 1.04% |
Loan mix (Q2 2026): real estate $261.4M · commercial $17.5M · consumer $18.5M · securities $0
| Ratio | Grant County State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 3.03% | 1.24% | 98th | |
Return on equity Annualized net income ÷ equity or net worth | 26.2% | 11.9% | 97th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.09% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 21.3% | 62.9% | 0th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Grant County State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Grant County State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Grant County State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Grant County State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.