CharterBench

First Eagle Bank

BankStateChicago, IL·Est. 1985·www.febank.com·FDIC #25883Compare ⇄
Total assets
$649.6M
+7.5% YoY
Deposits
$468.0M
+7.4% YoY
Loans
$452.3M
+12.2% YoY
Offices
2
FIRST EAGLE BANCSHARES INC
ROA (annualized)
2.26%
peers 1.28%
ROE (annualized)
10.94%
peers 12.44%

Peer comparison 748 banks with 500M-1B in assets

MetricFirst Eagle BankPeer medianΔ
Asset growth (YoY)+7.5%+4.9%+2.6 pts
Deposit growth (YoY)+7.4%+4.3%+3.1 pts
Loan growth (YoY)+12.3%+5.3%+6.9 pts
ROA2.26%1.28%+1.0 pts
ROE10.9%12.4%-1.5 pts

ROA ranks in the 92nd percentile of its peer group · Q2 2026

Profile

Established
1985
Charter
State
Primary regulator
FED
Holding company
FIRST EAGLE BANCSHARES INC
Specialization
Commercial Lending Specialization
Address
1201 W Madison St, Chicago, IL, 60607
County
Cook
Metro area
Chicago-Naperville-Elgin, IL-IN-WI
Offices
2
FDIC cert #
25883
RSSD ID
759045
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$649.6M$468.0M$452.3M$132.2M$7.1M2.26%4.36%0.07%
Q1 2026$623.5M$444.4M$438.8M$129.7M$3.2M2.07%4.31%0.00%
Q4 2025$610.6M$436.1M$421.4M$128.0M$14.2M2.36%4.16%0.00%
Q3 2025$617.1M$444.3M$404.0M$124.7M$10.5M2.32%4.09%0.00%
Q2 2025$604.3M$435.6M$403.0M$121.1M$7.0M2.36%4.05%0.00%
Q1 2025$592.6M$431.0M$397.2M$117.7M$3.5M2.36%3.97%0.10%
Q4 2024$591.3M$432.4M$394.3M$114.2M$10.8M1.91%3.76%0.10%
Q3 2024$566.1M$416.6M$382.6M$115.1M$7.5M1.80%3.68%0.33%

Loan mix (Q2 2026): real estate $375.0M · commercial $13.2M · consumer $381K · securities $128.0M

Ratio pack Q2 2026 · peer medians from 748 institutions

Profitability
RatioFirst Eagle BankTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
2.26%Q3 2024 → Q2 20261.28%
92th
Return on equity
Annualized net income ÷ equity or net worth
10.9%Q3 2024 → Q2 202612.4%
39th
Net interest margin
Interest income − interest expense, ÷ assets
4.36%Q3 2024 → Q2 20263.89%
77th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
40.4%Q3 2024 → Q2 202661.2%
5th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioFirst Eagle BankTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioFirst Eagle BankTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioFirst Eagle BankTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioFirst Eagle BankTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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