First American Bank
Total assets
$8.63B
▲ +6.4% YoY
Deposits
$5.55B
▲ +10.6% YoY
Loans
$3.34B
▲ +9.4% YoY
Offices
58
FIRST AMERICAN BANK CORP
ROA (annualized)
1.52%
peers 1.26%
ROE (annualized)
18.30%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | First American Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.4% | +5.5% | +0.9 pts |
| Deposit growth (YoY) | +10.6% | +5.1% | +5.6 pts |
| Loan growth (YoY) | +9.4% | +5.9% | +3.5 pts |
| ROA | 1.52% | 1.26% | +0.3 pts |
| ROE | 18.3% | 12.2% | +6.1 pts |
ROA ranks in the 70th percentile of its peer group · Q2 2026
Profile
- Established
- 1901
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- FIRST AMERICAN BANK CORP
- Specialization
- All Other Over 1 Billion
- Address
- 700 Busse Rd, Elk Grove Village, IL, 60007
- County
- Cook
- Metro area
- Chicago-Naperville-Elgin, IL-IN-WI
- Offices
- 58
- FDIC cert #
- 3657
- RSSD ID
- 850036
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $8.63B | $5.55B | $3.34B | $694.5M | $63.2M | 1.52% | 3.53% | 0.24% |
| Q1 2026 | $8.22B | $5.25B | $3.17B | $687.7M | $30.8M | 1.51% | 3.53% | 0.35% |
| Q4 2025 | $8.11B | $5.10B | $3.14B | $688.9M | $135.9M | 1.72% | 3.74% | 0.32% |
| Q3 2025 | $8.07B | $5.07B | $3.07B | $639.3M | $99.2M | 1.69% | 3.74% | 0.16% |
| Q2 2025 | $8.11B | $5.02B | $3.05B | $607.1M | $63.5M | 1.63% | 3.72% | 0.16% |
| Q1 2025 | $7.82B | $5.05B | $2.96B | $626.1M | $31.3M | 1.65% | 3.71% | 0.14% |
| Q4 2024 | $7.39B | $5.05B | $2.96B | $605.1M | $121.3M | 1.71% | 3.95% | 0.22% |
| Q3 2024 | $7.27B | $4.99B | $2.90B | $583.1M | $89.7M | 1.70% | 3.99% | 0.19% |
Loan mix (Q2 2026): real estate $1.98B · commercial $743.6M · consumer $538.0M · securities $4.75B
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | First American Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.52% | 1.26% | 70th | |
Return on equity Annualized net income ÷ equity or net worth | 18.3% | 12.2% | 87th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.53% | 3.70% | 39th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.3% | 59.0% | 47th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | First American Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | First American Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | First American Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | First American Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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