FFB Bank
Total assets
$1.62B
▲ +9.3% YoY
Deposits
$1.39B
▲ +11.9% YoY
Loans
$1.24B
▲ +15.5% YoY
Offices
3
FFB BCORP
ROA (annualized)
1.33%
peers 1.26%
ROE (annualized)
10.67%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | FFB Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.3% | +5.5% | +3.8 pts |
| Deposit growth (YoY) | +11.9% | +5.1% | +6.9 pts |
| Loan growth (YoY) | +15.5% | +5.9% | +9.6 pts |
| ROA | 1.33% | 1.26% | +0.1 pts |
| ROE | 10.7% | 12.2% | -1.5 pts |
ROA ranks in the 57th percentile of its peer group · Q2 2026
Profile
- Established
- 2005
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- FFB BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 7690 N Palm Ave, Fresno, CA, 93711
- County
- Fresno
- Metro area
- Fresno, CA
- Offices
- 3
- FDIC cert #
- 58090
- RSSD ID
- 3398623
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.62B | $1.39B | $1.24B | $186.7M | $10.5M | 1.33% | 4.87% | 2.75% |
| Q1 2026 | $1.57B | $1.35B | $1.21B | $184.9M | $4.9M | 1.24% | 4.91% | 2.21% |
| Q4 2025 | $1.58B | $1.34B | $1.18B | $220.7M | $25.1M | 1.65% | 5.33% | 1.76% |
| Q3 2025 | $1.51B | $1.26B | $1.13B | $214.9M | $21.5M | 1.89% | 5.41% | 1.92% |
| Q2 2025 | $1.48B | $1.24B | $1.07B | $204.3M | $14.9M | 1.97% | 5.47% | 1.84% |
| Q1 2025 | $1.56B | $1.32B | $1.08B | $209.4M | $8.5M | 2.21% | 5.51% | 0.99% |
| Q4 2024 | $1.50B | $1.29B | $1.06B | $202.8M | $35.6M | 2.47% | 5.39% | 0.72% |
| Q3 2024 | $1.51B | $1.29B | $982.2M | $197.7M | $25.5M | 2.38% | 5.33% | 0.87% |
Loan mix (Q2 2026): real estate $864.6M · commercial $302.4M · consumer $3K · securities $260.9M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | FFB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.33% | 1.26% | 57th | |
Return on equity Annualized net income ÷ equity or net worth | 10.7% | 12.2% | 38th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.87% | 3.70% | 93th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 64.9% | 59.0% | 67th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | FFB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | FFB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | FFB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | FFB Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Bank of the SierraPorterville, CA · $3.72B
- Bank of MarinNovato, CA · $3.86B
- Commercial Bank of CaliforniaIrvine, CA · $3.98B
- California Bank of Commerce, National AssociationSan Diego, CA · $4.02B
- Royal Business BankLos Angeles, CA · $4.27B
- American Business BankLos Angeles, CA · $4.42B
Selling to FFB Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.