Bank of Marin
Total assets
$3.86B
▲ +3.5% YoY
Deposits
$3.39B
▲ +3.6% YoY
Loans
$2.08B
▲ +1.7% YoY
Offices
29
BANK OF MARIN BCORP
ROA (annualized)
1.02%
peers 1.26%
ROE (annualized)
9.66%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Bank of Marin | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.5% | +5.5% | -2.0 pts |
| Deposit growth (YoY) | +3.6% | +5.1% | -1.4 pts |
| Loan growth (YoY) | +1.7% | +5.9% | -4.2 pts |
| ROA | 1.02% | 1.26% | -0.2 pts |
| ROE | 9.7% | 12.2% | -2.5 pts |
ROA ranks in the 31st percentile of its peer group · Q2 2026
Profile
- Established
- 1990
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- BANK OF MARIN BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 504 Redwood Blvd, Novato, CA, 94947
- County
- Marin
- Metro area
- San Francisco-Oakland-Berkeley, CA
- Offices
- 29
- FDIC cert #
- 32779
- RSSD ID
- 1436204
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $3.86B | $3.39B | $2.08B | $415.9M | $19.8M | 1.02% | 3.54% | 0.22% |
| Q1 2026 | $3.91B | $3.46B | $2.09B | $408.6M | $9.5M | 0.97% | 3.54% | 0.22% |
| Q4 2025 | $3.90B | $3.45B | $2.09B | $403.6M | $-33.8M | -0.89% | 3.07% | 0.69% |
| Q3 2025 | $3.87B | $3.41B | $2.06B | $417.9M | $4.9M | 0.17% | 3.06% | 0.81% |
| Q2 2025 | $3.73B | $3.28B | $2.04B | $407.1M | $-3.0M | -0.16% | 2.99% | 0.87% |
| Q1 2025 | $3.78B | $3.31B | $2.04B | $433.5M | $5.2M | 0.55% | 2.93% | 0.87% |
| Q4 2024 | $3.70B | $3.23B | $2.05B | $425.0M | $-7.0M | -0.19% | 2.77% | 0.92% |
| Q3 2024 | $3.79B | $3.32B | $2.06B | $422.1M | $-13.4M | -0.47% | 2.70% | 1.05% |
Loan mix (Q2 2026): real estate $1.88B · commercial $120.4M · consumer $57.4M · securities $1.24B
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Bank of Marin | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.02% | 1.26% | 31th | |
Return on equity Annualized net income ÷ equity or net worth | 9.7% | 12.2% | 30th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.54% | 3.70% | 40th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 60.9% | 59.0% | 56th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bank of Marin | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bank of Marin | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bank of Marin | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bank of Marin | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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