CharterBench

Enterprise Bank

BankStateOmaha, NE·Est. 1991·www.ENTERPRISE.BANK·FDIC #33380Compare ⇄
Total assets
$574.0M
+7.3% YoY
Deposits
$458.0M
+8.4% YoY
Loans
$473.0M
+3.3% YoY
Offices
4
ENTERPRISE HOLDING CO
ROA (annualized)
0.94%
peers 1.28%
ROE (annualized)
8.64%
peers 12.44%

Peer comparison 748 banks with 500M-1B in assets

MetricEnterprise BankPeer medianΔ
Asset growth (YoY)+7.3%+4.9%+2.4 pts
Deposit growth (YoY)+8.4%+4.3%+4.0 pts
Loan growth (YoY)+3.3%+5.3%-2.0 pts
ROA0.94%1.28%-0.3 pts
ROE8.6%12.4%-3.8 pts

ROA ranks in the 28th percentile of its peer group · Q2 2026

Profile

Established
1991
Charter
State
Primary regulator
FED
Holding company
ENTERPRISE HOLDING CO
Specialization
Commercial Lending Specialization
Address
525 N 132nd Street, Omaha, NE, 68154
County
Douglas
Metro area
Omaha-Council Bluffs, NE-IA
Offices
4
FDIC cert #
33380
RSSD ID
1836701
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$574.0M$458.0M$473.0M$64.2M$2.7M0.94%3.04%0.00%
Q1 2026$595.7M$484.1M$469.1M$63.4M$1.3M0.89%2.87%0.00%
Q4 2025$578.6M$461.0M$458.9M$63.1M$5.0M0.91%2.86%0.00%
Q3 2025$549.0M$431.3M$459.2M$61.7M$3.2M0.78%2.81%0.00%
Q2 2025$534.7M$422.7M$457.8M$56.7M$2.0M0.75%2.75%0.00%
Q1 2025$536.0M$424.7M$445.2M$56.1M$919K0.69%2.65%0.00%
Q4 2024$524.3M$418.3M$442.4M$55.4M$2.5M0.49%2.46%0.00%
Q3 2024$526.7M$419.3M$441.9M$54.9M$1.6M0.42%2.38%0.00%

Loan mix (Q2 2026): real estate $403.9M · commercial $58.1M · consumer $3.1M · securities $16.4M

Ratio pack Q2 2026 · peer medians from 748 institutions

Profitability
RatioEnterprise BankTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.94%Q3 2024 → Q2 20261.28%
28th
Return on equity
Annualized net income ÷ equity or net worth
8.6%Q3 2024 → Q2 202612.4%
25th
Net interest margin
Interest income − interest expense, ÷ assets
3.04%Q3 2024 → Q2 20263.89%
11th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
58.4%Q3 2024 → Q2 202661.2%
41th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioEnterprise BankTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioEnterprise BankTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioEnterprise BankTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioEnterprise BankTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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