| Metric | Crown Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -8.8% | +4.4% | -13.2 pts |
| Deposit growth (YoY) | -7.3% | +4.0% | -11.3 pts |
| Loan growth (YoY) | -9.9% | +5.6% | -15.5 pts |
| ROA | 0.45% | 1.24% | -0.8 pts |
| ROE | 5.9% | 11.9% | -6.0 pts |
ROA ranks in the 12th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $402.0M | $332.8M | $302.9M | $32.7M | $962K | 0.45% | 3.14% | 0.88% |
| Q1 2026 | $438.2M | $363.7M | $331.5M | $32.5M | $349K | 0.32% | 3.02% | 1.00% |
| Q4 2025 | $444.4M | $369.5M | $339.3M | $32.5M | $1.1M | 0.25% | 2.74% | 1.25% |
| Q3 2025 | $443.8M | $360.5M | $337.0M | $32.1M | $687K | 0.21% | 2.65% | 1.79% |
| Q2 2025 | $440.8M | $359.2M | $336.2M | $30.7M | $441K | 0.20% | 2.59% | 1.44% |
| Q1 2025 | $429.8M | $347.7M | $342.7M | $31.1M | $161K | 0.15% | 2.48% | 1.44% |
| Q4 2024 | $426.1M | $349.8M | $342.5M | $30.9M | $3.0M | 0.72% | 2.66% | 1.46% |
| Q3 2024 | $425.4M | $344.5M | $345.9M | $33.1M | $3.8M | 1.23% | 2.70% | 1.82% |
Loan mix (Q2 2026): real estate $204.5M · commercial $96.6M · consumer $1.8M · securities $58.2M
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.45% | 1.24% | 12th | |
Return on equity Annualized net income ÷ equity or net worth | 5.9% | 11.9% | 17th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.14% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.6% | 62.9% | 77th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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