Foresight Bank
Total assets
$433.8M
▲ +4.0% YoY
Deposits
$345.3M
▲ +2.7% YoY
Loans
$349.1M
▲ +4.6% YoY
Offices
3
PLAINVIEW BANKSHARES INC
ROA (annualized)
1.18%
peers 1.24%
ROE (annualized)
12.61%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Foresight Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.0% | +4.4% | -0.4 pts |
| Deposit growth (YoY) | +2.8% | +4.0% | -1.2 pts |
| Loan growth (YoY) | +4.6% | +5.6% | -1.0 pts |
| ROA | 1.18% | 1.24% | -0.1 pts |
| ROE | 12.6% | 11.9% | +0.7 pts |
ROA ranks in the 46th percentile of its peer group · Q2 2026
Profile
- Established
- 1902
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- PLAINVIEW BANKSHARES INC
- Specialization
- All Other Under 1 Billion
- Address
- 138 W Broadway, Plainview, MN, 55964
- County
- Wabasha
- Metro area
- Rochester, MN
- Offices
- 3
- FDIC cert #
- 5229
- RSSD ID
- 755458
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $433.8M | $345.3M | $349.1M | $41.2M | $2.5M | 1.18% | 3.30% | 3.07% |
| Q1 2026 | $425.9M | $343.7M | $341.4M | $39.6M | $1.2M | 1.10% | 3.36% | 2.69% |
| Q4 2025 | $422.7M | $352.7M | $336.8M | $39.5M | $4.7M | 1.13% | 3.26% | 2.43% |
| Q3 2025 | $429.0M | $365.7M | $329.7M | $38.2M | $3.4M | 1.10% | 3.19% | 1.68% |
| Q2 2025 | $417.1M | $336.0M | $333.8M | $36.4M | $2.3M | 1.13% | 3.12% | 1.12% |
| Q1 2025 | $401.7M | $344.0M | $320.9M | $36.1M | $973K | 0.96% | 2.97% | 1.00% |
| Q4 2024 | $409.5M | $341.7M | $327.5M | $36.4M | $3.6M | 0.95% | 2.94% | 0.97% |
| Q3 2024 | $385.7M | $330.4M | $322.2M | $36.7M | $2.5M | 0.90% | 2.89% | 1.01% |
Loan mix (Q2 2026): real estate $301.2M · commercial $17.5M · consumer $4.3M · securities $64.3M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Foresight Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.18% | 1.24% | — | |
Return on equity Annualized net income ÷ equity or net worth | 12.6% | 11.9% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.30% | 3.96% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.6% | 62.9% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Foresight Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Foresight Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Foresight Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Foresight Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- First National Bank MinnesotaSaint Peter, MN · $437.8M
- Peoples State Bank of PlainviewPlainview, MN · $429.1M
- Star BankMaple Lake, MN · $445.8M
- Kensington BankKensington, MN · $446.7M
- Sterling State BankAustin, MN · $461.9M
- Northview BankSandstone, MN · $469.7M
Selling to Foresight Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.