Community First Bank
Total assets
$634.1M
▼ -0.1% YoY
Deposits
$522.4M
▼ -4.1% YoY
Loans
$395.1M
▲ +2.8% YoY
Offices
10
BOSCOBEL BCORP INC
ROA (annualized)
1.52%
peers 1.28%
ROE (annualized)
15.44%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Community First Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -0.1% | +4.9% | -5.0 pts |
| Deposit growth (YoY) | -4.1% | +4.3% | -8.4 pts |
| Loan growth (YoY) | +2.8% | +5.3% | -2.5 pts |
| ROA | 1.52% | 1.28% | +0.2 pts |
| ROE | 15.4% | 12.4% | +3.0 pts |
ROA ranks in the 64th percentile of its peer group · Q2 2026
Profile
- Established
- 1871
- Charter
- State
- Primary regulator
- FED
- Holding company
- BOSCOBEL BCORP INC
- Specialization
- Agricultural Specialization
- Address
- 925 Wisconsin Ave, Boscobel, WI, 53805
- County
- Grant
- Metro area
- Platteville, WI
- Offices
- 10
- FDIC cert #
- 11595
- RSSD ID
- 175140
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $634.1M | $522.4M | $395.1M | $63.9M | $4.8M | 1.52% | 3.91% | 0.20% |
| Q1 2026 | $637.6M | $530.9M | $403.2M | $62.2M | $2.4M | 1.50% | 3.89% | 0.08% |
| Q4 2025 | $635.8M | $530.7M | $396.6M | $61.8M | $7.7M | 1.23% | 3.70% | 0.07% |
| Q3 2025 | $629.2M | $535.9M | $380.7M | $59.1M | $5.6M | 1.19% | 3.65% | 0.04% |
| Q2 2025 | $634.8M | $544.6M | $384.4M | $55.6M | $3.6M | 1.16% | 3.60% | 0.09% |
| Q1 2025 | $627.5M | $541.8M | $394.4M | $52.9M | $1.6M | 1.07% | 3.49% | 0.08% |
| Q4 2024 | $600.5M | $518.8M | $395.6M | $49.8M | $5.6M | 0.95% | 3.39% | 0.08% |
| Q3 2024 | $602.5M | $497.9M | $389.5M | $53.3M | $3.9M | 0.87% | 3.32% | 0.12% |
Loan mix (Q2 2026): real estate $300.1M · commercial $36.7M · consumer $3.2M · securities $165.3M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Community First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.52% | 1.28% | 64th | |
Return on equity Annualized net income ÷ equity or net worth | 15.4% | 12.4% | 69th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.91% | 3.89% | 51th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.8% | 61.2% | 55th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Community First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Community First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Community First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Community First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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