| Metric | The Bank of New Glarus | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.0% | +4.9% | +1.1 pts |
| Deposit growth (YoY) | +7.5% | +4.3% | +3.2 pts |
| Loan growth (YoY) | +6.1% | +5.3% | +0.8 pts |
| ROA | 1.64% | 1.28% | +0.4 pts |
| ROE | 16.6% | 12.4% | +4.2 pts |
ROA ranks in the 71st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $823.2M | $647.4M | $618.2M | $83.2M | $6.7M | 1.64% | 4.19% | 1.52% |
| Q1 2026 | $824.2M | $644.0M | $603.4M | $80.5M | $3.5M | 1.72% | 4.10% | 1.52% |
| Q4 2025 | $813.3M | $635.9M | $610.1M | $78.3M | $10.6M | 1.36% | 4.09% | 1.59% |
| Q3 2025 | $789.0M | $604.3M | $595.3M | $75.9M | $8.1M | 1.41% | 4.08% | 0.65% |
| Q2 2025 | $776.5M | $602.1M | $582.6M | $70.3M | $5.3M | 1.38% | 3.99% | 0.62% |
| Q1 2025 | $760.9M | $591.2M | $564.0M | $66.7M | $2.4M | 1.25% | 3.87% | 0.38% |
| Q4 2024 | $760.9M | $594.0M | $545.8M | $63.4M | $7.2M | 1.11% | 3.71% | 0.33% |
| Q3 2024 | $756.1M | $581.0M | $543.9M | $63.8M | $4.5M | 0.97% | 3.60% | 0.26% |
Loan mix (Q2 2026): real estate $505.3M · commercial $66.1M · consumer $10.3M · securities $138.2M
| Ratio | The Bank of New Glarus | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.64% | 1.28% | 71th | |
Return on equity Annualized net income ÷ equity or net worth | 16.6% | 12.4% | 74th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.19% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 54.7% | 61.2% | 31th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | The Bank of New Glarus | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | The Bank of New Glarus | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | The Bank of New Glarus | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | The Bank of New Glarus | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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